Showing posts with label far right politics. Show all posts
Showing posts with label far right politics. Show all posts

Friday 24 April 2020

The fact that Minister for Home Affairs & Liberal MP for Dickson Peter Dutton is always lurking in the shadows during national crises continues to be a worry


"I’m going to keep going until I get the numbers. I’m not stopping" [Minister for Home Affairs & Liberal MP for Dickson Peter Dutton on the subject of his desire to be Australian prime minister, quoted in "The Bigger Picture", April 2020]

It has become notable that since September-August 2018 when Peter Dutton's bid to topple then prime minister Malcolm Turnbull succeeded but his bid to become Australian prime minister failed - primarily because he and Turnbull were both outfoxed by a duplicitous Scott Morrison - Dutton disappears into the shadows during the worst phases of national crises or major political scandal.

One suspects he does so as he doesn't want voters to negatively associate him with either crises or scandal, because he hasn't given up his ambition to be prime minister after the next federal election.

As Dutton's worldview is as much a threat to democratic processes as is the worldview of current prime minister Scott Morrison, voters would do well to keep in mind what Dutton would like to impose on Australian society.

Sydney Criminal Lawyers, 20 April 2020:

Peter Dutton Proposes Prison for Refusing to Provide Passwords

Home Affairs Minister Peter Dutton has been absent from the media spotlight in recent times, ever since he contracted coronavirus.

And many are asking where the man at the helm of curtailing civil liberties on a federal level has been in the midst of the current pandemic.

The man at the helm of the surveillance state

Mr Dutton has been credited with proposing a wide range of laws designed to increase the power of authorities at the expense of individual liberties.

Perhaps most recently, Mr Dutton proposed laws which would result in prison time for those who fail or refuse to hand over their passwords or PINs when requested to do so by authorities.

Peter Dutton has said the laws are needed to help police catch criminals who are hiding behind encryption technology – a line we have heard many times before as the country’s law makers put in place draconian measures to grant police and other authorities surveillance powers that encroach upon our privacy.

Under the proposals, which is currently on hold, people who are not even suspected of a crime, could face a fine of up to $50,000 and up to five years’ imprisonment for declining to provide a password to their smartphone, computer or other electronic devices.

Furthermore, anyone (an IT professional, for example) who refuses to help the authorities crack a computer system when ordered will face up to five years in prison. If the crime being investigated is terrorism-related then the penalty for non-compliance increases to 10 years in prison and/or a $126,000 fine.

Tech companies who refuse to assist authorities to crack encryption when asked to do so, will face up to $10 million in fines. What’s more, if any employee of the company tells anyone else they have been told to do this, they will face up to five years in gaol.

Under the legislation, foreign countries can also ask Australia’s Attorney General for police to access data in your computer to help them investigate law-breaking overseas.

Australia’s hyper-legislative response to September 11

Since the September 11, 2001, terrorist attacks in the United States, the Australian parliament has responded to the threat of terrorism here and overseas by enacting more than 80 new laws and amending existing laws – many of them with wide-reaching consequences, such as the terrorism laws used to conduct raids on journalist Annika Smethurst’s home and the ABC’s head offices, as well as charge former military lawyer and whistleblower David Mc Bride with offences that could see him spending the rest of his life in gaol.

Controversial metadata laws too, introduced in 2015, seriously impact our personal privacy requiring telecommunications companies to retain metadata including information on who you call or text, where you make calls from, and who you send emails to.

The problem is that once these kinds of extraordinarily heavy-handed powers are legislated, they are very seldom retracted or rescinded. In many cases, over time, they are expanded. Australia’s oversight body the Australian Law Reform Commission can review laws that are already in place, but it has limited powers which only enable the commission to make recommendations for change, not to actually change the laws themselves.

Police already have the power to seize a phone or laptop if you have been arrested.

Border Force has even more extensive seize and search powers.

The extensive powers of border force

In 2018, Border Force made headlines after intercepting an British-Australian citizen travelling through Sydney airport seizing his devices.

Nathan Hague, a software developer was not told what would be done with his devices, why they were being inspected or whether his digital data was being copied and stored. He believes his laptop password was cracked.

Australian Border Forces have extensive powers to search people’s baggage at Australian airports. These are contained in section 186 of Customs Act 1901 (Cth). These include opening baggage, reading documents, and using an X-ray or detection dog to search baggage.

The Customs Act allows officers to retain an electronic device for up to 14 days if there is no content on the device which renders it subject to seizure. And if it is subject to seizure, the device may be withheld for a longer period.

ABF officers have the power to copy a document if they’re satisfied it may contain information relevant to prohibited goods, to certain security matters or an offence against the Customs Act. A document includes information on phones, SIM cards, laptops, recording devices and computers.

Sunday 19 April 2020

What Morrison Government's recent changes to industrial relations law may mean for workers


On Thurday 16 April 2020 Australian Attorney-General, Minister for Industrial Relations and Liberal MP for Pearce Christian Porter announced changes to the Fair Work Regulations in relation to the negotiation of workplace agreements. 

According to Fair Work Australia the new regulations are "in place initially for 6 months" and are allegedly meant to assist businesses to remain solvent during the COVID-19 pandemic. 

However, workers are likely to be severely disadvantaged because any changes to working conditions or rates of pay made under these new rules are permanent and can only be altered during the next formal application to vary the enterprise agreement - which can be up to four years away.


On blaming the wrong people for an election result.....


https://youtu.be/6I_ZhGHxnHQ

Thursday 12 March 2020

A reminder that the NSW Nationals do not have the best interests of Northern Rivers communities at heart


This was the NSW Nationals Member of the Legislative Council Ben Franklin (left) on the subject of a particular fossil fuel whose by-products, flaring and fugitive emissions contribute to Australia's rising greenhouse gas emissions and poor water security...... 

Echo Net Daily, 21 February 2020:

A recently announced bilateral energy deal between the NSW and federal coalition governments – which includes expanding the gas industry – has the full support of local Nationals MLC Ben Franklin.
Franklin replied to the question of whether he was supportive of the expansion of the gas industry, despite it contributing to anthropogenic climate change.
He said, ‘The bilateral deal on energy signed between NSW and the federal government is a wonderful step forward’.
‘As the minister for energy and the environment Matt Kean says, “It is the single biggest state-based financial commitment to emissions reduction in the nation’s history and represents a massive Green deal for NSW”.’
It’s a statement rejected by The Greens and environmental groups.....
* Photograph from www.parliament.nsw.gov.au


Sunday 8 March 2020

The Bushfire and Natural Hazards Cooperative Research Centre to close because the Morrison Government refuses to consider funding it further


In 2015 the Abbott Coalition Government changed guidelines for government-industry-community cooperative research centres.

This change was implemented by the federal Department of Industry and Science.

At the time the 2015/2016 Federal budget planned to cut $26.8 million of CRC funding (over four years).

In spite of the original budget cut less than two years into its existence, the 
Bushfire and Natural Hazards Cooperative Research Centre (BNHCRC) went on to do sterling work in cooperation with federal and state governments, industry, non-government organisations and international bodies.

This was Australian Prime Minister on 7 February 2020 according to the 
BNHCRC website: 


CRC Chair Dr Katherine Woodthorpe, Prime Minister Scott Morrison, CRC Research Director Dr John Bates and Minister for Industry, Science and Technology Karen Andrews.


Prime Minister Scott Morrison invited the Bushfire and Natural Hazards CRC to Parliament House to discuss current and future contributions of research to the bushfire response and recovery. 

CRC Chair Dr Katherine Woodthorpe and Acting CEO and Research Director Dr John Bates met with Prime Minister Morrison and the Minister for Industry, Science and Technology Karen Andrews on 5 February to talk about building a bushfire-resilient Australia. 

After the meeting Prime Minister Morrison posted the above picture on his Facebook page, saying: 

“Today Minister Karen Andrews and I also met with the Bushfire and Natural Hazards CRC to discuss their important work to assist with the bushfire response and improve preparedness for future fire seasons. We talked about making a more bushfire-resilient Australia and how it can support the proposed Royal Commission.” 

The CRC was invited to discuss how it could support the Royal Commission using its research knowledge and expertise, and through the Inquiries and Reviews database that catalogues over 300 inquiries and reviews of emergencies and disasters caused by natural hazards across all jurisdictions in Australia between 1886 and 2017. The database captures the findings of previous royal commissions and other bushfire inquiries.

What Scott Morrison was well aware of, and most ordinary voters hadn't realised, was that the 2015 change to those guidelines meant that the Bushfire and Natural Hazards Cooperative Research Centre would cease to receive federal government funding as of 30 June 2021 and inevitably will have to close its doors.

On the heels of a devastating 2019-2020 bushfires season, marked by mega wildfires burning across millions of hectares, this Senate Estimates hearing (below) is how the Australian public became widely aware that one of the supports enabling emergency services to fight such fires was being withdrawn.
On 2 January 2020 The Australian reported that the Insurance Council of Australia had urged the federal government to commit to keep funding this key bushfire research organisation.

This call seems to have had no effect on Scott Morrison and his government - it appears that he is still intent on burning Australia back to nothing but bare barren earth.

Wednesday 4 March 2020

One aspect of Scott Morrison's personal war on the poor and vulnerable becomes the subject of a legitimate study


Income management quarantines a portion of social security payments, placing these funds in a special account that can only be used to pay for essentials such as food and bills, and cannot be used to purchase alcohol or tobacco. Compulsory income management was first introduced to Australia - and, indeed, the world - in 2007 as part of the Northern Territory Emergency Response (‘the intervention’), and has been through several incarnations in the decade since. A comparable policy - ‘money management’ - was introduced to New Zealand in 2012.

While numerous government evaluations of income management have been undertaken in Australia, their findings have been inconsistent. Stakeholders and politicians alike have called for a rigorous and independent study of the program to better understand its impacts.

To date, no evaluations - independent or otherwise - have been conducted into money management in New Zealand.

This project therefore represents the first large independent study of compulsory income management in Australia and New Zealand. It investigates how income management has developed as a policy, how it is being implemented by service providers, and how it affects the lives, choices and autonomy of benefit recipients.

A key aim of this study is understand the lived experiences of those who are subject to compulsory income management, and feed these findings back to policymakers.  [About The Study, February 2020]

University of Queensland, media release, 25 February 2020:

COMPULSORY INCOME MANAGEMENT ‘DISABLING, NOT ENABLING’, STUDY SHOWS

Restricting where and on what social security payments can be spent does more harm than good, according to the first large, independent study into Compulsory Income Management (CIM) policies in Australia.

The University of Queensland’s Professor Greg Marston said the majority of participants using the BasicsCard or Cashless Debit Card reported practical difficulties making purchases and paying bills, which introduced new instability into their lives.

Income management proponents say it can stabilise recipients’ lives and finances, and our study found some people have experienced these benefits,” Professor Marston said.

However many more people have faced additional financial challenges because of the policies.

Many also found their expenses had increased as they were blocked from participating in the cash economy and burdened with new fees and charges.”

The study team said CIM had often been framed as an intervention to strengthen benefit recipients’ independence, build responsibility and help transition people away from “welfare dependency” and into work.

Professor Marston said previous evaluations had raised significant concerns about the capacity of income management policies to meet their stated objectives, yet income management continued to be expanded.

There have been recent moves to extend the Cashless Debit Card across the Northern Territory, but our findings show that CIM has in fact weakened many participants’ financial capabilities and autonomy,” he said.

To manage their finances, many participants have become reliant on family members, service providers or automatic payment systems.”

Researcher Dr Michelle Peterie said the study was unique for its focus on individuals’ and communities’ experiences with the Cashless Debit Card and BasicsCard.

These voices have frequently been lost or ignored in the policy debate,” she said.

Dr Peterie said the research showed a voluntary, opt-in form of income management could have a place, however the social, emotional and economic costs of continuing with a compulsory, widespread system outweighed the benefits.

The overwhelming finding is that compulsory income management is having a disabling rather than enabling affect on the lives of many social security recipients,” Dr Peterie said.

This was true across all of our research sites.”

Professor Marston said a policy approach that focused on providing employment and training opportunities and ensuring accessible social services and affordable housing would be a better starting point for creating healthy, economically secure and socially inclusive communities.

The research involved 114 in-depth interviews, conducted at four trial sites (Playford, Shepparton, Ceduna and Hinkler), and a mixed-methods survey of 199 people at income management sites across Australia.

ENDS


Image: The Conversation, 26 February 2020



Friday 28 February 2020

If you have ever wondered how Scott Morrison forms his opinions on everything from climate change & coal mining to taxation & punishing the poor......


Scott John Morrison does not appear to be a man with an abundance of intellectual curiosity, his employment history* is lacklustre with most of positions he held lasting less than 3 years and, his work ethic is not strong given he granted himself three holiday breaks in the first full year of his primeministership.

So to whom (besides the Institute of Public Affairs) does Morrison turn to when he is deciding his policy positions?


A clue might be found here......

 Michael West Media, Hon Scott Morrison MP, excerpt, 2020:


Mining Connections
John Kunkel, the Prime Minister’s Chief of Staff: before his appointment to his current position by Morrison in 2018, Kunkle served as Rio Tinto’s chief advisor for Government Relations, working as a lobbyist for the multinational mining firm. Rio is one of Australia’s top coal miners. Before this Kunkel was Deputy CEO of the Mineral Council of Australia for over six years.

Brendan Pearson, Senior Advisor for International Trade and Investment for the Office of the Prime Minister (OPM) 2019 to present. Pearson was the CEO of the MCA from 2014 untl 2017, where BHP Billiton pressured the MCA over Pearson’s radically pro-coal stances and insistance on government-subsidised coal projects.

Lobbying Connections
Former mining lobbyists who now hold key positions within Morrison’s staff include The Prime Minister’s Principal Private Secretary, Yaron Finkelstein, the former CEO of Crosby Textor (now C|T) a multinational lobbying firm with close ties to the Liberal Party and the mining industry. Other C|T alumni include Liberal Party campaign director, Andrew Hirst and his deputy, Isaac Levido, as well as James McGrath, LNP Senator for Queensland and prominent public advocate for Adani’s Carmichael coal mine.

A further pro-mining lobbyist connection is Stephanie Wawn. Wawn is a
senior advisor to Morrison and was previously employed as a manager for CapitalHill Advisory. CapitalHill’s clients included coal miner Glencore and pro-coal think tank, the Menzies Research Centre.

Media Connections
Another way in which the mining lobby exerts influence is via the Prime Minister’s communications team. Many of Morrison’s senior communications team have long-held ties to the Murdoch press. News Corporation is pro-coal and anti climate change.

Positions taken by News Corp staffers in the Prime Minster’s office include Matthew Fynes-Clinton’s role as speech-writer. Fynes-Clinton was former deputy chief of staff and editor of The Courier Mail. Press Secretary, Andrew Carswell, formerly chief of staff at The Daily Telegraph and advisor Thomas Adolph, formerly with The Australian.

NOTES

* Jobs held since 1989:

National Manager, Policy and Research Property Council of Australia 1989-95. 

Deputy Chief Executive, Australian Tourism Task Force 1995-96. 
General Manager, Tourism Council 1996-98. 
Director, NZ Office of Tourism and Sport 1998-2000. 
State Director, Liberal Party (NSW) 2000-04. 
Managing Director, Tourism Australia 2004-06. 
Principal, MSAS Pty Ltd 2006-07.

Member iof the Australian Parliament 2007- present.


Tuesday 25 February 2020

Calling out an intentionally cruel Morrison Coalition Government


Zoë Wundenberg (left) is a highly qualified careers consultant and un/employment advocate who is also a journalist.

This is an article she wrote for the Bega District News.

Far too many newspapers in rural & regional Australia are not tackling this subject in any depth, even though their communities will be affected by the relentless rollout of the Indue Cashless Debit Card aka the 'Humiliation Card'.

So well done Zoë and Bega District News Editor, Ben Symth.

Bega District News, 10 February 2020:

I am finding myself rubbing my eyes, as if to clear away the disbelief, every time I see the news. I have to be honest - I'm struggling to come to terms with what we are seeing emerge from government leadership and I just cannot rationalise the social welfare policies that have been rolled out since the last election, in particular.

My naivete refuses to let me believe wholeheartedly that anyone elected to represent the people could deliberately intend to be cruel.

I want to believe that those in positions of power are just not understanding the reality of the situation, or can't empathise with something they've never experienced themselves. Or, perhaps, have been swayed by data that can so easily be stacked to say whatever the author want it to say.

I don't want to be a cynic. But I'm becoming one. As a nation, we continue to be labouring under the belief that people who don't have a job have something wrong with them - that if you don't have any money, it's because you can't manage it; that if you receive welfare payments, you are going to waste income support on drugs, alcohol and gambling.

The 2016 National Drug Strategy Household Survey states that people experiencing unemployment are "3.1 times as likely to have used meth/amphetamines". This oft-quoted line from the report is regularly trotted out to justify the quarantining of income support payments on the basis of preventing social harm. However, what this figure actually refers to is the difference between 1.5 per cent of employed people and 4.6 per cent of people experiencing unemployment. It is not an encompassing statement about drug use across the board and does not equate to people experiencing unemployment being three times more likely to take drugs in general.

Would it surprise you to know that 74.3 per cent of people experiencing unemployment don't use drugs, or that more employed people are "lifetime risky drinkers" or "single occasion risky drinkers (monthly)", according to this same survey? Perhaps it would floor you to realise that one in five Newstart recipients actually have a job? They just don't have enough hours to completely lose their Newstart payment.

In light of this, I can understand why Senator Anne Ruston recently said that the scope of the cashless welfare card needs to have a "broader application than perhaps the social harm reduction that the original policy was designed on", because that initial purpose is such a flimsy basis that it simply doesn't stand up to scrutiny.

I looked into how a person would go about applying for an exemption from the card and the list of criteria was astounding.

According to the exit application and support documentation, to successfully exit the program "you must show reasonable management of your affairs, including financial affairs."

To do this, they will assess your Indue account information including transactions made and transfer history AND cashless debit card hotline information (presumably the recordings of calls "for training purposes"), applications for urgent Centrelink payments, suspensions, protection orders made against you, and even health information including episodes of medical care relating to drug and alcohol issues, to name a few. This breach of personal privacy dumbfounds me. That you are put on the program regardless of whether you actually have a history of drug, alcohol or financial issues, and then are forced to prove yourself capable when the very program stunts your agency and restricts your capacity to pay the bills they require you to in order to exempt you is preposterous.

As a citizen, the current investigations into a national rollout with the big four banks involved to further curb our freedoms are frightening. The rollout itself is terrifying enough, but it makes you wonder what's next? What's the bigger picture, here?

I have no answers, just a growing sense of dread. I think Thomas More must be in office, because it is quite clear that this government is first making thieves and then punishing them. But Utopia, this is not.

There are currently an est. 15,000 people receiving a working age welfare payment, other than an Age Pension and Veterans’ Pension,  who have been mandatorily placed on the neverending cashless debit card 'trial' program, with a further est. 23,000 people living in the Northern Territory to be forced onto the program in 2020.

What most people don't realise is that to date Indue Ltd only has 96 mixed merchants on its approved list and a whopping 729 businesses on its blocked list - including Australia Post, Deaf Services Queensland, Crisco Hampers, Casino Council, Westlawn Finance in Casino, and eBay to name a few.

Nor do they realise that Indue Ltd has placed conditions on card use that are not disclosed upfront on those federal government websites which include information about the cashless debit card.

The biggest brazen lie currently being told by the Morrison Government is that the Indue Cashless Debit Card operates "just like a regular bank card" - it does not. 

The most important difference is that an eftpos bank card is normally attached to a bank account which pays interest on the balance held in the account on the last day of each calendar month - Indue does not pay interest on the balance held on a cashless debit card.

The second brazen lie is that a person who has been forced onto the Indue Cashless Debit Card can exit the trial program if they can prove they are good financial managers - it is nigh on impossible to exit as only 2 per cent of all applications are approved after input from the Australian Dept. of Government Services, various state or territory government departments and the local 'trial' community panel.


Crime and violence 
“Lived in the same house for 5 years, before the card my street would be pushing it to have 5 break-ins a year. Last month’s there were 5 break-ins in a 4 day period!!” “I've lived it the same street for over 9 years and there has never been a break in until just recently there were two thefts” 

Financial hardship 
“Currently seeing a financial counsellor as I am spending more then what I usually would due to blocked merchants” “Everything to do with my finances has become more difficult. Indue doesn't pay bills on time which leads to defaults and extra fees. Because money is split it makes it harder to budget. I no longer get high interest on my savings as I can't save due to the 80% going to Indue” 

Financial hardship - rent payments 
“We aren't able to have our rent or bills processed by Indue. I personally could not pay my rent off the card for nearly 3 months. I had to sell whatever I had to make up the cash for rent.” “I myself experience this myself the stress of trying to sort money out and paying my rent is so hard as my real estate doesn’t accept this card therefore all my money in my normal account goes entirely on just rent, nothing left”

Stigmatisation of social security recipients 
“When I use my Indue card I have people often make snarky comments about it. I have anxiety and hate using it. I try and cover the logo every time I have to use the card.” “I feel embarrassed to pull my card out and pay at places so I will often avoid shopping on busy days as the added stress makes my anxiety unmanageable.” “I personally have been called a junkie and a dole bludger at the supermarket”

Access to second hand goods 
“My loan company does not accept the Indue card forcing me to use my 20% on loan repayments therefore I am forced to buy brand new goods for my children instead of second hand on marketplace.” “Cash only. Can't buy it. My sister can't buy a second hand washing machine. Because it's cash only.” “I have missed out on second-hand furniture from FB buy, swap, sell sites, I can no longer purchase FAR CHEAPER products for things like crafting, clothes for kids, bras etc off eBay as it is banned.” 

People’s wellbeing 
“I suffer from anxiety, depression, severe stress disorder and PTSD. I was in a DV relationship for 5 years where my money was controlled by my abuser. I left him over a year ago and now I am back in a DV relationship with Indue. My health has deteriorated. I suffer from chronic migraines, they have increasingly gotten more frequent and worse because I stress about money if Indue will pay my bills on time. I also sleep very little of a night due to stress. Overall my health and well-being has gone downhill.” “I had to go on medication again because it just feels like I’m in an abusive relationship again and they're just going to cut it off to change the rules again whenever they want.”

Harassment for cash 
“Frequently see persons around the region requesting donations of food, clothing, blankets and money. Never saw this previously before this card was introduced.” “I've been harassed and abused for having physical cash in my wallet ever since the trial started.” “I've had a lot more people ask me for change than before the card was introduced.” 

Level of cash in the community 
“Observing 2nd hand market there has been a definite decline and drop in social numbers at markets etc” “Seen first-hand businesses close and markets fail due to lack of stall holders and attendees”

“No benefits, my pay goes to bills food and to my children. I never have money left over to use on alcohol and i am not a drug user or have ever gambled. I am a student nurse doing the best I can for my 2 babies” “In fact since being reduced to only 20% of my pay in cash I've been able to provide less for my family than usual. Not to mention rent payment issues constantly.” “Its destroyed my self-esteem an made it so i never leave the house. I only go to coles and home. To ashamed to use it for public transportation to visit my son so he miss out as well."

“I have had the card not work in Woolworths when trying to purchase groceries (in their defence, they were having major EFTPOS issues at the time, but the Indue card wouldn't work when other cards did), I have missed out on opportunities to purchase second-hand goods due to not having access to cash - i.e. a $15 line trimmer, and have overhead people talking about the card after seeing me use it or having it not work as being the one 'given to the alchos' although I do not gamble, take drugs or drink alcohol.” “I'm currently having details with rent and have had major difficulties with paying a road side mechanic as well as every option I was allowed to choose in this question.” “A lot of discrimination being on CDC. Unable to purchase second hand goods as well as unable to go to the markets on weekends. Constant fear of the CDC declining when purchasing food.”

“Card declined despite available funds, inability to pay my bills as required without having to send off invoices each time, Rent problems, Exclusion from venues related to kids, Inappropriate service from DSS.” 

“I was shopping for groceries as Aldi and I could only afford to pay part of my payment on my card as I only had a small amount left and I just enough cash to pay the rest, as Aldi requires to process cash first, I did but then when I went to pay with my card it declined and said it couldn't be used, so then I had to stand there embarrassed with my groceries already half paid for but unable to pay the rest.” 

“I have agoraphobia and now am forced to leave my house because my online shopping is declined which is very distressing.” 

“I would love to share my story more in depth. I moved to Hervey Bay 2 yrs ago for support and a house to live in following my husband’s suicide. I have family here and they allowed me to live in their investment property while I waited for support payments from Centrelink. (It took 4 months by the way). The reason I am on this trigger payment is beyond my control and I have repeatedly discussed this with dept of social services. I have since bought a house, have an excellent credit rating and am a damn good mother to my sons. My youngest has turned 5 and I am now able to begin looking to return to work next year. Even my teenage son has a job and works at MacDonald’s. We shouldn’t be lumped into this long term welfare dependency category just because we moved here 2 years ago. I wish we didn't, because I wish my husband never took his own life, and I wish I never had to receive a goddamn single parent pension.” 

“My cousin was refused an apartment due to being on the card for he cannot pay his rent from it according to the landlord.” “We get degraded and called dole bludgers.. I am a mother of two and i have a spinal injury from working as a jillaroo for 7yrs! i don't want to be made to feel like a second class citizens in my own country!” 

“I get discriminated by people every time I use the card. People have negative things to say or roll their eyes at me and treat me as if I am a huge inconvenience to them. I am a carer I do not deserve to be on this card.” 

“Stranded no way to pay Car loan not paid Rent won’t process School fees” 
“Online purchases blocked, lack of solution or feedback to enquiries, lack of information and inadequate response, Family cash needs, transfer fees” 

“My son was placed on the card at seventeen, he was too young to purchase alcohol, too young to gamble and doesn't do drugs. The card didn't help him gain employment. He has found himself feeling less than at times, and without access to certain products due to the restrictions on the use of the card. After ten months of searching, he finally landed a job, and he can hardly wait until he can send the card back to Indue.” 

“This card has made my depression and anxiety much worse than it was I can't even stand to leave my house because of it” 

“I’ve been demoralized in line at the shops been discriminated trying to buy second hand stuff. Have lost any self-esteem i had and am now isolated in my house. I never leave except to go to Coles” 

“Card chip stopped working. Was left without card for 2 weeks because I wasn't told I could get a temporary card until new card arrived... Was left to survive the fortnight with the 20% cash from account” 

“My rent was not able to be paid without warning, as my housing limit was set to $0. Every 6 months i have to fill out 2 forms and get my landlord to sign them just so i can continue paying rent. They didn't send me a text, email or letter to warn me it was going to happen.”