Ceduna, South Australia and the Turnbull Government's cashless debit card trial

On 15 March and 26 April 2016 the Turnbull Government began a twelve month long trial of the Cashless Debit Card aka Healthy Welfare Card in Ceduna and surrounds, South Australia and the East Kimberly region in Western Australia.

The Dept. of Social Security (DSS) Cashless Debit Card Trial Evaluation Wave 1 Interim Evaluation Report February 2017 stated:

More participants said the CDCT [Cashless Debit Card Trial] had made their lives worse than made it better (49% compared to 22%). Family members of trial participants gave a similar pattern of answers (37% and 27%).

The evaluation report also contained a wealth of unsupported anecdotal information bolstering implementation of the cashless debit card – a few instances of which read like pure fairy tales. None of which could be fact checked by readers of the interim report.

However, Turnbull Government claims in the media of reduced crime statistics due to introduction of the cashless debit card can at least be broadly checked.

This is an excerpt from the South Australian Police Annual Report June 2015- June 2016 covering the Eyre and Western Service Local Area which includes Ceduna:

From 2014-15 to 2015-16, Homicide and Related Offences decreased by -25% (18 offences), with Other Homicide and Related Offences decreasing by -39.6% (21 offences). Sexual Assault and Related Offences decreased by -7.2%(150 offences) overall. There were decreases in the three groups within the Sexual Assault and Related Offences subdivision, with Non Assaultive Sexual Offences decreasing by -14.1% (63 offences).

Robbery and Related Offences decreased by -12.9% (90 offences), with Aggravated Robbery Offences decreasing by -16.8% (84 offences).

Serious Criminal Trespass increased by 4.6% (600 offences) over the previous year. The main driver for this was Serious Criminal Trespass – Residence which increased by 5.8% (476 offences), where offenders are breaking into homes, flats, units and apartments. Serious Criminal Trespass – Non Residence increased by 2.6% (124 offences), where offenders are breaking into domestic sheds and garages.

Theft and Related Offences have increased by 8.4% (3383 offences) over the previous year. The main drivers are Theft from Shop which increased by 16.7% (1118 offences) and Other Theft which increased by 11.4% (2209 offences). Theft from Service/Petrol Station was one of the causes for the increase in the Other Theft category. Theft/Illegal use of Motor Vehicle has increased to 4.6% (149 offences). The 2015-16 result of 3364 stolen vehicles represents a decrease of -60.8% from a high of 8574 offences in 2006-07.

Fraud, Deception and Related Offences have seen an increase of 5.5% (152 offences). The main driver for this was Obtain Benefit by Deception which increased by 4.6% (105 offences).

Property Damage and Environmental has seen a slight increase of 10 offences. Environmental relates to the natural world and the impact of human activity on its condition, also relating to or arising from a person’s surroundings e.g. environmental noise. Property Damage by Fire or Explosion increased by 3.4% (59 offences). Graffiti offences decreased by -12.4% (315 offences).

Illicit Drug Offences have increased by 24.2% (768 offences). One of the main drivers is the 72.8% (437 offences) increase in Possess/Use Drugs. Other Drug Offences refers to the possession, use, sale or furnishing of any drug or intoxicating substance or drug paraphernalia, that is prohibited by law. This group has seen an increase of 51.1% (324 offences). Weapons/explosives Offences have increased by 12.0% (329 offences). The main driver of this increase is Prohibited weapons/explosives of 23.4% (150 offences). Justice Procedure Offences have increased 15.3% (2367 offences). This category includes Breach of bail which increased by 17.6% (1486 offences) and Breach of violence and non-violence restraining orders which has increased by 17.8% (629 offences). This is largely due to an increased emphasis on encouraging and supporting reporting of those offences associated with family and domestic violence.

Other Theft GENS have increased by 63.2% (2199 offences). This is due to the Public Transport Safety Branch focusing on high visibility policing and passenger safety throughout the metropolitan public transport system.

Total General Expiations have increased by 9.8% (2867 offences). One of the main drivers is the 28.9% (1615) increase in Drug Diversions with police emphasising the educational aspect of engaging with adult offenders using diversionary options.

South Australian State monthly crime statistics from March 2016 to February 2017 and Eyre and Western Service Local Area monthly crime statistics for the same period also do not appear to support the lower incidence of crime claims by Human Services Minister Alan Tudge and Social Services Minister Christian Porter.

Uniting Communities, formerly UnitingCare Wesley Adelaide and the Adelaide Central Mission, observed on 14 March 2017:

The Report states a decrease in overall crime in the Ceduna trial site. However, the statistics for a range of crimes, as provided by SAPOL for the Eyre Western LSA over the past 12 months when compared to the previous year, indicate an increase in offences against property and against the person. Most notably, there was a 111% increase in robbery and related offences, and a 400% increase in non-aggravated robbery.

Schrapel says, ‘It’s alarming to note that the Minister for Human Services has indicated in an interview today with ABC News that the crime figures in the Report were “preliminary and not conclusive” and yet this very same crime data has been used to validate the extension of the Cashless Card. Surely we need a more rigorous assessment of such evidence before it is used to justify a major policy announcement’.

Because DSS frequently relied on broader SLA statistics perhaps local media can be useful in fleshing the situation on the ground out a little more.

Ceduna Local Government Area has an estimated resident population of 3,716 people and The West Coast Sentinel  covers local news in the region.

Here are some of the crime reports in this newspaper during the cashless debit card trial period as of 22 April 2017:

18 April 2017:

Two Ceduna businesses were broken into early last Thursday morning. Items were stolen from Spry's Newsagency and Mitre 10, while the Ceduna Sailing Club was also damaged. Police are investigating the incidents, with electrical items and cigarettes stolen from the newsagency. Eleven mobile phones, including Samsung, ZTE and HTC brands and a Telstra Essentials black tablet were stolen along with a number of packets of ciagrettes.

3 April 2017:

A man was arrested after being caught drink driving at Koonibba on Sunday morning. Police stopped the vehicle just after 1am and requested the driver submit to a breath test.

He was directed to attend the Ceduna Police Station for further testing but became agitated and attempted to walk away.

He was arrested for refusing to obey reasonable police direction, driving under the influence with an alleged reading of 0.162 and resisting police. He was issued a 12-month loss of licence.

30 March 2017:

Four drink drivers were caught at Ceduna and Streaky Bay late last week including a driver detected during a school drop-off.

2 March 2017:

Police stopped the car and found three women and three children aged 9, 8 and 4 all not wearing seatbelts.

The 32-year-old driver was breath tested and returned a blood alcohol reading of 0.120 per cent.

Further checks revealed she only held a learner's permit.

The Ceduna woman was reported for a number of traffic offences including drink driving, breaching learner's permit conditions, failing to ensure passengers were wearing seatbelts and driving with unrestrained children in the car.

The car was also defected and impounded for 28 days and the woman was issued with a six-month instant loss of licence.

The adult passengers were also fined with failing to wear a seatbelt.

2 February 2017:

A MAN had his licence suspended for a year after he was caught drink driving in Ceduna last Thursday.

Police stopped a Ford station wagon on Denial Bay Road at about 4.30pm and breath tested the male driver who returned a positive reading of 0.165 per cent.

Just before 8pm, police stopped the woman as she was driving a Holden sedan along Poynton Street for a mobile screening test.

The 31-year-old Ceduna woman provided a positive preliminary breath test and later returned a breath test result of 0.134 per cent.

She lost her licence for six months and will be summoned to appear in court at a later date.

12 January 2017:

TWO youths were arrested following a police pursuit with a stolen van at Ceduna last week.

8 December 2016:

POLICE reported a man for speeding and drink driving in Ceduna last Thursday.

Police were conducting speed detection duties along the Eyre Highway west of Ceduna when they detected a car travelling at 124 kilometres an hour in a 110km/h speed zone.

Police breath tested the driver who allegedly produced a blood alcohol reading of 0.114 per cent.

The 46-year-old was issued with a six-month instant loss of licence and had his car impounded.

27 October 2016:

A WEST Coast man was arrested following a domestic disturbance in Ceduna last Tuesday night.

Police were called to Goode Road following reports that a woman had been stabbed. She was found adjacent to the Eyre Highway with a stab wound to the leg and taken to the Royal Adelaide Hospital in a serious condition.

A 54-year-old man was charged with aggravated assault causing serious harm. He was refused police bail and appeared at Ceduna Magistrates' Court the following day.

28 August 2016:

A DRIVER was reported for traffic offences after rolling his car near Penong on Saturday… It seems the driver had taken evasive action to avoid an echidna that was crossing the road.

The 59-year-old Yalata man was reported for drink driving and failing to immediately report the crash to police. He recorded a blood alcohol reading of 0.261 - more than five times the legal limit.

10 July 2016:

POLICE have arrested a woman following a domestic disturbance near Ceduna on Friday night.

Police were called to a house west of Ceduna just after 11pm, July 8, following reports that a man had been stabbed.

When patrols arrived, they located a 25-year-old man with stab wounds to his leg. He was taken to the Ceduna Hospital in a serious condition and will be airlifted to the Flinders Medical Centre on Saturday morning.

A woman was arrested at the scene and was also treated for minor injuries at the hospital.

Police advise that both parties were known to each other and this was not a random incident.                                                                                                                                                                                          

16 May 2016:

A 27-year-old man was arrested after leaving his ID at the scene of a break-in at Ceduna on Saturday, May 14.

Just after 5am, neighbours of an elderly resident in Collins Street, Ceduna, woke to the sound of smashing glass.

The neighbours, including an off-duty police officer, investigated the scene and startled the two offenders, who ran off.

One of the suspects left his bank card at the scene and was subsequently arrested and charged with two counts of aggravated serious criminal trespass, two counts of illegal interference, property damage and theft.

It will also be alleged the 27-year-old Koonibba man stole a number of items from a shed.

21 March 2016:

THREE Ceduna men were taken into police custody and were charged with aggravated counts of robbery and serious criminal trespass after cars were stolen and a service station broken into last Wednesday night.

At about 8.45pm, a Ceduna man was allegedly assaulted by three men and had his Holden sedan stolen. Police will allege the trio then drove to Streaky Bay and broke into a service station before continuing to Port Kenny. Once there it is alleged they stole another vehicle which was later located by police near Streaky Bay. The three men were found walking along the highway the following morning and were arrested by Ceduna detectives. They were charged with aggravated robbery, serious criminal trespass and illegal use, and appeared at the Ceduna Magistrates' Court on Thursday.

To an outsider looking in it doesn’t seem like much has changed for the better in relation to criminal activity since Indue's cashless debit card has been in use.

Perhaps ministers Tudge and Porter might like to comment further?

UPDATE

The Sydney Morning Herald, 7 March 2016:

Indue is owned by mutual lenders such as credit unions. It issues payment cards, including pre-paid cards for the likes of Coles and on behalf of the federal government to welfare recipients…….

Indue had $27.4 million in total (tier I and tier II) capital as of June 2015.

It only uses the licence to take deposits on its pre-paid cards for corporations and government clients such as the Department of Human Services.

Mr Garcia has won a government contract to issue cards to welfare recipients in the Northern Territory and Western Australia that limits what they can buy to essential goods, and hopes it will be rolled out nationally.

This could significantly boost profits on its own but it would still need additional capital, he said.

The company made a $3.5 million profit in 2015 on revenue of almost $70 million. It paid its owners a dividend of $12 a share.

The following is information based on the ASIC Current & Historical Company Extract for Indue Ltd, ACN 087 822 464, 3, May 2017.

Indue Ltd is an unlisted public company formerly known as: Credit Union Settlement Services Ltd from 01/12/1992 to 27/03/2001 and Creditlink Services Ltd from 28/03/2001 to 30/11/2005.

Registered address: Level 3, 601 Coronation Drive, Toowong QLD 4066

Appointed Auditor: KPMG

Share Structure: 111,431 fully paid A CLASS VOTING SHARES with total worth declared as $15,521,960 and 14,751 fully paid B CLASS NON VOTING SHARES with total worth declared as $1,743,100. Shareholding not broken down by named shareholders.

Current company directors recorded by ASIC:

PETER TOWNSEND,13 Korogora Street, CRESCENT HEAD NSW 2440

SCOTT RODNEY KING, 116 Bathurst Street, PITT TOWN NSW 2756

ROBERT DAWSON PETIE, 11 Pring Street, TARRAGINDI QLD 4121

AILEEN ELIZABETH CULL, 27 Arabian Place, BLACK RIVER QLD 4818

FRANK GULLONE, 8 Bernarra Court, DONVALE VIC 3111

GEORGE FINLAY BELL, Unit 26, 9 Jardine Street, KINGSTON ACT 2604

STEPHEN ROBERT CAPELLO, 8 Valonia Avenue, SURREY HILLS VIC 3127

SALLY CLARE COLLIER, 325 Whale Beach Road, PALM BEACH NSW 2108

GREED Inc: rental income & negative gearing in Australia

The Guardian, 12 April 2017:

The ATO stats also show the number of landlords with an interest in six or more rental properties has grown quickly in the last three years, up 8.6%, from 17,671 to 19,198 individuals.

Landlords with an interest in five rental properties have grown even faster, up 9.8%, from 16,600 to 18,231. Those with an interest in three or four properties have also grown quickly, up 7% each.

By comparison, the largest number of landlords are those with an interest in a single rental property, at 1.5 million. Their number increased by just 2% over the last three years.

The Conversation, 13 April 2017:

The latest data from the ATO is consistent with what we’ve seen in the past. It shows that people with high-income occupations – doctors, lawyers, and others – are more likely to use negative gearing than the nurses and teachers on whom Treasurer Scott Morrison focuses when he tries to justify retaining negative gearing. It also shows that negative gearing is typically worth four to five times more for doctors and lawyers than nurses and teachers.

The Guardian, 13 April 2017:

The release of the taxation statistics for 2014-15 reveals that, while the number of people negative gearing has levelled in the past three years as interest rates have fallen, the greatest share of the benefits of negative gearing goes to above average earners – and the biggest growth is to those owning multiple properties.

With housing affordability and negative gearing the hot topic in the run up to the May budget, the annual release of the taxation statistics by the ATO on Wednesday served to reinforce how greatly negative gearing figures in people’s tax affairs.

In 2014-15, 1.27 million people recorded a rental net loss. This was down slightly from the 1.3 million in the years before and meant that 12.8% of taxpayers were negative gearing.

Again that was down from the previous year and the peak of 2012-13 when 13.4% of taxpayers were recording a rental loss…..

The reason for the drop is mostly because the main way to achieve a loss on your rental investment is through payments on the interest of the mortgage. But, as interest rates fall, that cost also falls, which means it is actually harder to record a loss.

Over the past four years, the number of people claiming a deduction for payments of interest on a rental property have increased but the total amount claimed has fallen…..

The median rent in NSW in the December Quarter of 2014 for housing ranging from 1 bedroom to 4 or more bedrooms was $420-$500 per week. With the median rent being $450-$600 in Greater Sydney, $230-$433 in the Greater Metropolitan Region and $230-$245 in the rest of NSW.

During the same quarter median rents across the NSW Northern Rivers region ranged from $180-$580 per week.

In 2014 the gross rental yield for apartments in Sydney CBD, Paddington, Darling Point, Double Bay, Kirribilli, Rose Bay, Tamarama, Bellevue Hill, Point Piper, Potts Point, and Vaucluse, i.e., the gross return on investment in a apartment if fully rented out, ranged from 2.8 per cent to 5.0 per cent according to Global Property Guide.

Want to know the average rental loss claimed for taxation purposes by landlords in your postcode? Then use this interactive map.

Trump postures and Fox News attempts to deny it assisted

Carl Vinson Strike Group departs Singapore for the Western Pacific on 8 April 2017 according to the US Government.

So how 'presidential' did that make Donlad J. Trump appear?

Well.......................

Fox News on 10 April 2017

https://youtu.be/MtEamHmz0l8

Fox News on 11 April 2017

https://youtu.be/SbKaJIRMU8c

Fox News in denial on 18 April 2017 of its part in disseminating Trump's 'fake news' 

The 'powerful armada' #Trump said was heading2 North Korea? Oh, that's in Australia still. The Emperor truly has no clothes. #theresistance pic.twitter.com/dND11lQXbX

— Jonathan Beeley (@foreignpolicy77) April 18, 2017

America, Fox News and Trump are both having a lend of you.

And a worried world has noticed…….

Daily Kos, 19 April 2017:

In South Korea, Hong Joon-pyo ... said: “What Mr. Trump said was very important for the national security of South Korea. If that was a lie, then during Trump’s term, South Korea will not trust whatever Trump says.”​

Is this the Peter Dutton version of "Children Overboard"*

Australian Minister for Immigration and Border Protection, Liberal MP for Dixon and multi-millionaire Peter Craig Dutton during a Sky News interview on 20 April  2017:

“There was an alleged incident where three asylum seekers were alleged to be leading a local five-year-old boy back toward the facility”

ABC TV Insiders, excerpt, 23 April 2017:

CASSIDY: I want to ask you about the recent disturbance at Manus Island. You recently linked that to a situation where you said that a 5-year-old boy was led away by three asylum seekers and that caused the mood to elevate quite quickly. Now, that's not true, is it?

DUTTON: Of course, it is true.

CASSIDY: It's not true.

DUTTON: It is true. And the briefing that I've had is particularly succinct and clear.

CASSIDY: Who gave you this information?

DUTTON: Well Barrie, I have senior people on the island. We also have obviously, significant contacts with the governor and people of Manus.

CASSIDY: You didn't speak with the police commander, clearly?

DUTTON: I can give you the facts in relation to it or you can take the Twitter version.

CASSIDY: Well let me give you what I understand the facts to be. The boy wasn't five, he was ten. It didn't happen on the day of the disturbance, it happened a week before the disturbance and there's CCTV footage outside of tent number one that shows the boy went inside and the people are packing fruit into plastic bags. They gave him the fruit and he left.

DUTTON: So let me give you the facts. The fact is that as people would understand, Manus Island is home not only to the regional processing centre but also to the naval base there as well. The point that I was making and certainly the clear advice that I received was that there had been a ramping up in terms of the mood on the ground over a period of time which included a sexual assault, to which you've made no reference, separate to any incident that we're talking about here.

CASSIDY: The sexual assault, that you're talking about two people have been charged with sexual assault but deny the charges.

DUTTON: So as you imagine ...

CASSIDY: You're an ex-Queensland policeman. You know that you're presumed innocent don't you?

DUTTON: Of course, but you're going to the mood on the ground which is not something that you need to prove beyond reasonable doubt in court. You're talking about what the elevation of the mood was on the ground and it was elevated by these allegations around this sexual assault. Now let that go through the courts -

CASSIDY: Elevated by the incident involving the 5-year-old boy?

DUTTON: Well just let me finish. So you've got the sexual assault, which as you say, can be heard in court. Everybody deserves innocence and I don't make any judgement about that. But I'm saying that that it did elevate the mood on the ground. And second to that, there is this incident which is being investigated by the police. Now, that will run its course.

CASSIDY: The police are investigating this incident around the 5-year-old boy?

DUTTON: Yes, they are.

CASSIDY: Do they understand that he's 10 and not 5?

DUTTON: I'll leave the detail to them.

CASSIDY: The detail is important in these matters?

DUTTON: It is. But if your claim is that the mood on the ground hadn't been elevated ...

CASSIDY: It's not my claim. The police commander says that there's CCTV footage showing that the boy was waiting outside the gate, he was looking for food. Food was placed into a plastic bag and given to him. He was ten years old and it happened a week before the disturbance and he left. That's the extent of it. Now how is that relevant to anything?

DUTTON: Well Barrie, I'm not sure whether you can be the judge, jury and executioner in this matter.

CASSIDY: The police commander said this.

DUTTON: Let's allow the police investigation to be conducted.

CASSIDY: Well why didn't you do that? Why didn't you let that happen?

DUTTON: I received different advice from that.

CASSIDY: Why didn't you let the investigation happen before you pre-empted it?

DUTTON: I was asked why the mood had elevated on the ground on Manus Island. These two incidents fed directly into that. That is indisputable. So if you're asking me about why there was an elevation of the angst between those that are living, including on the naval base on Manus, this was part of it. And that was the clear advice to me.

CASSIDY: Do you accept that you got some of the information badly wrong?

DUTTON: No, I do not. And again -

CASSIDY: The age of the boy? The intentions, whether he was led into the facility? He went in and took a plastic bag of fruit and left?

DUTTON: Again Barrie, I think that there are facts that I have that you don't so why don't we let the police investigation run its course and allow them some independent analysis of it because if you're asking me why the mood elevated, these two incidents fed into it and I have that on very good authority on the island. The parents of the boy involved in the incident might have a different view to the one that you have read off tweets and that's fine.

CASSIDY: The police commander said that this happened because there was a soccer game going on beyond a six o'clock curfew and that's what caused the disturbance and he said that some of the PNG soldiers were drunk. And yet, you put all of the blame on the asylum seekers.

DUTTON: I didn't put any blame anywhere. I was asked a question as to why the mood was elevated, I've answered that question honestly and on advice. In relation to the soccer game and the incident otherwise, yes absolutely, that's part of the facts of the whole lead-up to this unfortunate incident. Now, it's being properly investigated by the chief of defence in PNG, by the police commissioner, as it should. I also make the point -- in that interview, which you don't note, I make the point that shots being fired or behaviour as it is reported is completely unacceptable and it should be investigated. I made that point, which you neglect to make reference to. And it is important that this investigation take place, that it is properly looked at and if people are charged or whatever comes out of it, as you say, let them have their fair day in court.

CASSIDY: What would clear it up and it would help to clear up any reflection on you over your version of events is the CCTV footage. Would you allow that to be released so that everybody can be clear on what happened?

DUTTON: Barrie, the police investigation will take place -

CASSIDY: And after that, do you think that it would be appropriate to release the footage?

DUTTON: - if people are charged in relation to it to allow the course to be run.

CASSIDY: But if there's no charges and nothing happened here? Are you happy to have that footage released?

DUTTON: Well we will continue to release footage as is the normal practice now. I'm not making an exception one way or the other in relation to this case. If it is appropriate for it, and that's been the practice in the past, then that will happen. But that is an issue for the PNG Government. They run Manus Island, as you know. We inherited the mess of Manus Island from the Labor Party. We've stopped the boats and we want to get people off Manus island as quickly as possible. We've done that in terms of the negotiation with the US. Kevin Rudd's deal with the PNG Government had no outcome at all for people on Manus island. We are not adding to people on Manus island. We're not repopulating through new boat arrivals because we have stopped boats. But our job now is to get people off. We're doing that as quickly as possible. But we face all of the barriers in terms of returns that we spoke about before……

Given this performance (and a previous instance) one has to wonder about the quality of any evidence given to the courts by Mr. Dutton during the 1990s when he served as a Queensland police officer in the Drug Squad, Sex Offenders Squad and with the National Crime Authority.

*"Children Overboard" – a political lie widely disseminated by the Howard Government after an incident in the early afternoon of 6 October 2001, at about 100 nautical miles north of Christmas Island, the HMAS Adelaide intercepted 'SIEV 4' (Suspected Illegal Entry Vehicle 4), a vessel carrying 223 passengers and crew…..With the news of the incident emerging during the heat of a federal election campaign, the Government was soon under political and media pressure to produce evidence to substantiate the claim that children had been thrown overboard [by asylum seekers]. At the same time, however, doubts about the veracity of the original report started to emerge….Minister for Defence, Mr Reith, follows with a radio interview where he 'officially releases' the photographs and mentions the video, claiming they verify the children overboard story…..Admiral Barrie contacts Mr Reith and tells him that he has been advised that the photographs do not represent the incident of 7 October…..a 'political solution' had been arrived at 'not to raise' the issue publicly.

NSW Minister for Planning Anthony Roberts pressuring Byron Shire Council on behalf of millionaire developer

The Northern Star, 20 April 2017:

BYRON Shire Councillor Cate Coorey has reacted angrily to a letter received by council from NSW Minister for Planning Anthony Roberts, pushing council to make a Draft Control Plan for the West Byron site that she and a number of other councillors see as flawed.

At a meeting on November 17 last year, council resolved "that subject to peer reviews of frog, koala, traffic, and water and flood management reports, council (should) approve the Byron Shire Development Control Plan 2014".

Instead, the Planning Minister is pushing council to make the DCP without the reports…..                                                                                                                                                                      

"The minister that approved this rezoning never came to Byron and does not understand the site.

"Now this new Planning Minister is doing the same. The State Government ignores what the people of Byron want."

"The previous council did nothing with this DCP - they were happy to accept the one put forward by the developers, which took no account of the major issues with the site - koalas, endangered frog habitat, acid sulfate soils, flooding and traffic.

"This council is trying to address these serious issues and we are being bullied by the minister, who is threatening to make the DCP himself if we don't submit the inadequate one that we were trying to amend.

"Minister's letter to us says - the proposed amendments, if pursued, would likely result in significant land-forming works and clearing to enable drainage, and a loss of dwelling yield across the site.

"Drainage on West Byron is fundamental to the site……

According to a 20 April 2017 newsletter from the Saddle Ridge Community Action Group: 

Today was a terrific day at the Byron Shire Council meeting.

Four substantial motions that went against staff recommendations.

1.  A motion to return public lands in Brunswick Heads to the community from North Coast Holiday Parks and a restriction limiting them from expanding into the Cypress Pine WW1 memorial grove.  We now have to wait if North Coast Holiday parks will challenge this legally.

2. A motion blocking any attempt to allow heliport operations at Tyagarah airfield and a further motion raising a number of significant issues that need to be addressed before any further expansion and intensification of the airfield goes ahead.

3.  A final attempt by council to write to the Minister seeking peer review of certain elements of the West Byron DCP before it is signed off by the Minister.

4.  The re-exhibition of the Byron Rural Land Use Strategy for a further 28 days with a report to be brought to council before it is again sent back to the Minister.

[my yellow highlighting]

BACKGROUND

The Northern Star, 5 June 2014:

A QUEENSLAND property developer is understood to have bought a major share of the controversial West Byron development.

The Byron Residents' Group, which opposes the development, described the new landowner, property developer Terry Agnew, as "a big player in the Sydney CBD property market" who is about to start building a major resort development on Great Keppel Island.

"We have always been concerned that the West Byron landowners were simply trying to get the development approved before selling out to a developer who could afford to undertake a project of this size," Cate Coorey of Byron Residents' Group said.

"For a long time we have been told that it is local people involved in this development and they have the community's best interests at heart. Now that a major developer has bought this parcel, it changes the landscape quite a bit."

The Northern Star, 5 May 2015:

IT WAS claimed that the West Byron development would alleviate housing distress and make housing more affordable.

But the Byron Residents' Group says recent media reports show this claim to be bogus.

Spokesperson Cate Coorey says the truth about the planned development, a 108 hectare housing/commercial estate opposite the industrial estate on Ewingsdale Road, has started to emerge with reports saying the major landowners are "planning to develop about 500 houses on 600sqm lots to be priced from $850,000 on a 70ha site."

"I doubt many people who are looking to buy "affordable" homes would be considering $850,000 plus price tags," she said.

The reference to the price of the planned homes was in a report in the Weekend Australian.

Echo NetDaily, 21 September 2015:

A major player in the controversial West Byron development appears to be pulling the plug on his holding just days before the council’s Development Control Plan (DCP) for the subdivision is due to go on exhibition.

Prominent Sydney CBD property developer Terry Agnew bought a sizeable portion of the project early last year from failed local property company Crighton.

He now looks set to make millions of dollars in profit just for sitting on the land for a matter of months.

Mr Agnew’s company Tower Holdings has refused to comment on the issue but a sizeable advertisement appeared in Saturday’s Sydney Morning Herald, with a bird’s-eye view of the land for sale, which appears to be his holding.

In May this year Mr Agnew was spruiking the high prices of Byron land and this is echoed in the ad, which reads ‘Byron Bay median house price is now $966,000.’

The ad says the parcel potentially contains allotments for ‘300-450 dwellings’

The Australian, 10 September 2016:

Property developer and Great Keppel Island owner Terry Agnew’s mansion Rona, fronting Fairfax Road, Bellevue Hill, will soon hit the market through Laing & Simmons agent Bart Doff, as revealed in The Australian earlier this week. Doff says the property is a “beautifully renovated six-bedroom mansion with Opera House and Harbour Bridge views as well as uninterrupted views north to Manly”. Agnew is decamping further north to his Wategos Beach mansion in scenic Byron Bay. His daughter, a champion rower, is moving to the US to study while Agnew’s son is weeks away from completing his senior schooling — hence the desire to downsize.

The Australian,  7 September 2016:

 Rona, one of the ­nation’s grandest estates, will hit the market officially with hopes of $65 million.

Rona’s vendor, property developer Terry Agnew, paid $20.5m for the 45-room estate at 49-51 Fairfax Road, Bellevue Hill, in January 2005.

Echo NetDaily, 12 April 2017:

A planning ‘instrument’ that gives the community and councillors a say on one of the largest Byron Bay suburbs in a generation has been circumvented by Gold Coast developer Villa World Ltd.

Instead, a 290-lot development application (DA) was lodged for around a third of West Byron land last week.

Villa World say they are in a joint venture partnership with Sydney-based developer Terry Agnew, who purchased approximately a third of the 108 hectare lot around two years ago.

The land is located opposite the arts and industry estate on Ewingsdale Road.

Councillors and staff had been working through a revised development control plan (DCP); however, Villa World development manager Peter Johnson told The Echo that owing to a change in NSW premier and planning minister, the company were unsure of a determination timeline and have instead circumvented the DCP.

A DCP is a specific planning ‘instrument’ for the site, and aims to address specifics such as traffic and the endangered koala and frog habitats.

[http://www.echo.net.au/2017/04/planning-minister-threatens-intervention-west-byron/]

Healthy Welfare Card: Dear Indue Ltd.....

Unhappy voters on the subject of the cashless debit card also known as the Heathy Welfare Card......

AIM Network, 5 March 2017:

Indue Ltd
C/- Stargroup Ltd
(Formerly ICash Payment Systems, Formerly Reef Mining).

PO Box 523 Toowong
QLD 4066 Australia

P: +61 7 3258 4222
F: +61 7 3258 4211
E: indue@indue.com.au

5 March 2017

Re the ‘Healthy’ Welfare Card.

Dear Indue Ltd – its Board, Directors and Shareholders,

I am aware that the Commonwealth Human Services Minister in the Turnbull government, Alan Tudge, is intending to transfer all welfare recipients to the ‘Healthy Welfare Card’ for income management purposes in the near future. As an Australian citizen I am aware that levels of unemployment in Australia are high and unlikely to fall soon due to the policies of the Turnbull government and that, therefore, there is a high risk that I may become unemployed in the near future and, hence, subject to the income management welfare card scheme initiated by the LNP government and, specifically, by the Human Services Minister Alan Tudge and the Social Services Minister Christian Porter.

I am also aware that Indue and its owners are to be paid between $4000 and $7000 from the Australian budget as fees for each person on the income management card system including possibly for myself in the future. I understand that how much Indue actually receives of tax payer’s money for each person in its management scheme as an administrative fee, including possibly for myself in the future, will depend upon whether the person resides in an urban or regional location. However, given that the Turnbull government intends to extend the operation of the income management welfare card scheme to all welfare recipients soon then the profit Indue can anticipate making from the scheme is in the region of $4.6 billion dollars. I note this amount is an additional amount of expenditure on top of the existing welfare budget as I understand the implementation of the welfare card system does not create any savings for the government that can be accredited against the alleged budget deficit. In my view this money would be better spent on reducing the alleged debt or on the people of Australia as a whole and not on creating profits for a private company with political connections such as Indue.

I am further aware that those amounts are to be paid to Indue as fees from the Department of Human Services budget which departmental budget is itself obtained entirely from the Australian Consolidated Revenue Fund that belongs to all the Australian people. I am aware that the fee amounts Indue is to receive, or that it has already received so far, for performing its income management duties to welfare recipients, have been, or will be, appropriated by the Department of Human Services from the Consolidated Revenue Fund for the purported purpose of providing welfare for the Australian people and not for misuse as payment of profits to a private company such as Indue.

I consider that if I am compelled to participate in the card scheme and become subject to Indue’s income management scheme in the future then Indue would become my fiduciary. In the case Hospital Products Ltd v United States Surgical Corps Justice Mason of the High Court of Australia said the following:

The accepted fiduciary relationships are sometimes referred to as relationships of trust and confidence or confidential relations …The critical feature of these relationships is that the fiduciary undertakes or agrees to act for or on behalf of or in the interests of another person in the exercise of a power or discretion which will affect the interests of that other person in a legal or practical sense. The relationship between the parties is therefore one which gives the fiduciary a special opportunity to exercise the power or discretion to the detriment of that other person who is accordingly vulnerable to abuse by the fiduciary of his position. The expressions “for”, “on behalf of” and “in the interests of” signify that the fiduciary acts in a “representative” character in the exercise of his responsibility…

Given that the Turnbull government is intending to transfer all welfare recipients to the income management welfare card scheme in the near future and given that I am likely to become unemployed in the future, it is almost certain that Indue will manage my income in the future and that it will do so purportedly in my interests and on my behalf as my fiduciary. On that basis, Indue would owe me the duties and obligations that usually accompany fiduciaries. Those duties would include, but would not be limited to, the obligation of complete disclosure to me, the prohibition against personally profiting from the performance of its duties to me, the obligation to avoid a conflict of interests and duties and a duty to protect me from any possible or actual losses from its management of my income. Losses that I would likely sustain from the income management welfare card scheme would include losses of opportunities to buy cheap goods or services at a cash price that I could not obtain by use of the card due to the restrictions on access to cash in the card system. Anticipated losses would also extend to any additional financial service fees I will incur due to me being forced to use the card in being denied access to cash. In those circumstances, in its capacity as my fiduciary, I would be entitled to hold Indue liable for those and any other possible losses I incur due to the operation of the card and Indue’s management of my income.

I also note that in the Hospital Products case his Honour Chief Justice Gibbs said:

A person who occupies a fiduciary position may not use that position to gain a profit or advantage for himself, nor may he obtain a benefit by entering into a transaction in conflict with his fiduciary duty, without the informed consent of the person to whom he owes the duty.

By this correspondence then, and on the basis that Indue will likely seek to become my fiduciary in the near future and stands to gain from that capacity, as it has already done with the huge profits it has already obtained from the income management welfare card scheme so far, I give notice that I do not consent to Indue managing my income or becoming my fiduciary at any time or of obtaining fees from anyone, including from the Government, for any income management services it purports to undertake for me or on my behalf.

I give further notice that if I am compelled to participate in the card programme I will hold Indue and its owners liable for any and all losses or liabilities I sustain due to the operation of the welfare card and of the income management system. Those losses and liabilities will extend to any legal costs I incur in challenging or remedying Indue’s management of my income without my consent.

Regards,

An Australian Citizen 2017

Facebook, Tina Clausen‎ to Milton Dick MP

14 March 

I am really angry about the proposed expansion of the Cashless Welfare Card:

After having worked as a professional Social Worker for twenty years including in agency management and interdisciplinary team leader positions, then having to leave the workforce due to illness, how dare the LNP government assume that I am suddenly incapable of managing my own income and decide that I should be treated like a child and a criminal?

LNP are taking away my basic Human Rights of dignity, self-determination and social freedom. They are also illegally disadvantaging me by letting Indue retain interest earned on money in my account as well as forcing me to access goods and services that are more expensive than I get them for now. Money is tight and I'm managing my budget accordingly, they and private for profit company Indue will blow my budget out the window.

Logistically and practically the card is not working and is a nightmare for the general public, whom they are employed to serve in their best interest. This is in no ones best interest except Indue and its shareholders. The $4000 or more the scheme costs to manage per person could be better spent on increasing beneficiary payments, at least that way the money would be funneled back into local communities and thereby stimulating the economy.

The card was initially brought in to support people that had difficulties managing their income appropriately due to addiction issues. That is where it can be targeted, at an individual level for people identified within existing frameworks as being at risk eg via police, child safety services etc.

It is not appropriate to bring the card in wholesale across entire communities and eventually across the nation. We all have the right to live without excessive government interference in our day to day lives. This card only benefits Indue and the big chain stores especially. It is big brother in full action.  

Another issue is that whereas New Start recipients can leave the scheme when they find employment, people with chronic illnesses or disabilities will be stuck on it for life. They already have a hard time and now they want to punish them further?

I would not be able to continue my cheap insurance with Budget Direct, I would have to go to more expensive insurance providers. People can't shop at cheap fresh food markets or garage sales but can go to Woolworths or the very expensive David Jones. 20% cash does not come close to meeting costs where you are unable to use the card, can't even pay off a credit card debt or a mortgage with a re-draw facility if some people have those loans as you are not allowed to transfer money to those.

Unscrupulous individuals as well as shop owners are already taking advantage of people on the card and ripping off the most vulnerable in our society. They do this by taking a percentage of desperate peoples money in return for a cash exchange and shops in areas with little competition massively increase their prices. We are talking 200-400% price hikes.

The sad thing is the card doesn't even address the initial issue the card was brought in for - those few who might actually need such assistance have found ways around it out of sheer desperation or embark on crime sprees to make up their shortfall.

We are a free country and as politicians there to serve the people they have no right to impose such a punitive and draconian scheme on unwilling Citizens. We NEVER voted for or said 'yes' to such a scheme.

Faithfully,

Tina Clausen.

PS. Many people are not aware that the card is not only for people on unemployment benefits but for all people who receive any kind of government benefits including carers pension, family income support, parenting allowance, disability support, youth allowance, sickness benefits and so on, only aged pensioners are excluded (for now).