Saturday, 13 May 2017

Get a well-paid job they said...................

What on earth has Australian Treasurer Scott Morrison been inhaling?


Australian Treasurer and Liberal MP for Cook Scott Morrison displaying his disconnect from reality…..

The Guardian, 11 May 2017:

Scott Morrison’s plan to test wastewater to identify welfare recipients on drugs will only highlight the high levels of drug use among professionals working in “the finer leafy suburbs of Melbourne and Sydney”, an expert on the Victorian government’s ice action taskforce, John Ryan, has said.

Ryan, who is also chief executive of the not-for-profit drug research organisation the Penington Institute, also accused the treasurer of implementing “a new regime of big brother”.

Ryan was responding to Morrison’s comments during an interview with BuzzFeed on Thursday morning that areas of high drug use were “the best place to start” trials of drug testing for 5,000 Newstart and Youth Allowance recipients. Those welfare recipients with positive drug test results will be forced on to cashless welfare cards restricting cash withdrawals and barring the purchase of certain products.

Sewage testing of chemical compounds in raw wastewater is used by scientists and researchers to estimate the consumption and prevalence of drug use in cities and towns. This chemical analysis can also point to a population’s health and lifestyle habits, and can indicate changing drug trends over time of the population connected to the sewer system.

But Ryan said what the testing could not accurately pinpoint was how many people were using.

“It is not laser accurate when it comes to how many people are using as there are too many assumptions in the model,” Ryan said.

“It is not yet developed to the stage where you can identify a high number of users in a community. You can more likely predict how many standard doses of a drug have been taken, which is very different to how many people and which people are using. Some drug users might use once every four hours, some might use once every four months.”

He said a high number of working professionals used drugs.

“It might misfire if the government think they can rely on some chemical test of wastewater as we know drug use is expensive and more common drugs such as cannabis are consumed by people in the workforce,” he said.

“Using the wastewater approach, they will find high amounts in the wastewater of the finer leafy suburbs of Melbourne and Sydney.

The Penington Institute has warned the government that targeting welfare recipients with drug testing will see an increase in crime and homelessness among Australia’s most vulnerable people.

People on welfare who were using drugs had complex mental health needs and to risk their welfare because they were using drugs of dependence was not an appropriate response, Ryan said.

“We don’t need wastewater analysis to identify what everyone in the drug treatment sector knows,” Ryan said.
“The treasurer could talk to doctors, he could look at drug and mental health treatment waiting lists, it shouldn’t be hard to identify where people are desperate and in need.”

Then there is this exercise in cuckoo land thinking…….

Dept. of Social Security, Welfare Reform 2017 Budget, 10 May 2017:

Job seekers aged 55-59 years

Currently, recipients are excused from worksearch if they satisfy their requirements through volunteering. From 20 September 2018, recipients will only be able to meet half (15 hours) of their annual activity requirement of 30 hours per fortnight through volunteering— flexibility will exist for some recipients in areas of high unemployment.

Job seekers aged 60 years to Age Pension age

Currently, recipients over 60 currently have no annual activity requirements. From 20 September 2018, recipients will have 10 hours of annual activity requirements per fortnight which they will be able to meet through volunteering.

In the Clarence Valley on the NSW Far North Coast (ABS June 2016 est. population 51,211) at least an est. 40 per cent of the total population is 50 years of age and over – with est. 8 per cent being between 55 years and 59 years of age and est. 15 per cent  being between 60 years old and retirement age.

In the small town (catchment est. 6,337 persons) where I live an est. 55 per cent of the local population is 50 years of age and older – with est. 7 per cent being between 55 years and 59 years of age and est. 18 per cent being between 60 years old and retirement age.

In 2017 the unemployment rate in the statistical region covering the Clarence Valley was the highest in the state and, the seniors unemployment rate ranges from est. 11 to 20 per cent in many valley towns.

According to the Australian Bureau of Statistics in 2015 there were only 3,809 businesses recorded in the Clarence Valley and not all of these employed staff. There are few employment opportunities advertised and there appears to be no lack of existing volunteers to fill unpaid positions in the community.

When it comes to any national index of relative socio-economic advantage and disadvantage the valley probably still ranks around 2 out of a possible 10, which is a good indication that many of the over 19,000 households - approx. 28 per cent of which are probably lone person households - will have insufficient resources to weather any reduction in existing household income. 

So with few paid employment or volunteer opportunities which would meet the mandatory 10 to 30 hours of mutual obligation activity a fortnight, limited ‘public’ transport to get to any of these scarce positions and so many people facing a fight to find the required hours every week or lose their Centrelink Jobseeker benefit in 2018 – a veritable social and economic train wreck is likely to occur here come September next year.

For that we will have every Liberal and Nationals federal senator and MP to thank, because not even Morrison would have been this heartless without encouragement from the ranks.

Scott Morrison, 9 May 2017, being congratulated by Coalition MPs

Friday, 12 May 2017

Budget 2017-18: "deliberate humiliation" of job seekers


'Whistleblower network' confirms Cashless Debit Card trial currently sends welfare recipients' transaction histories to federal government agencies, including Dept. of Social Security


Voters have been raising many concerns on social media platforms about the Turnbull Government’s nation-wide Cashless Debit Card proposal.

Two questions frequently posed have been in relation to the fact that the Indue Ltd account created for each welfare recipient will not attract interest on any balance recorded and, the inevitability that federal government will keep a record of an individual’s purchasing history when using this card.

Other concerns have ranged from restricted purchasing options if vendor participation is low through to how rent from private landlords can be paid and the pitiful amount of cash in hand allowed under the Turnbull Government’s de facto privatisation of the Centrelink pension/benefit/allowance payments system.

A website dedicated to the idea of open and transparent government as a benchmark of genuine democracy went looking for some answers………..


CORRESPONDENCE WITH INDUE: #CASHLESS WELFARE CARD

I recently emailed a list of questions to Indue after reading their cashless welfare card Conditions of Use.

QUESTIONS FOR INDUE

Dear Sir/Madam,

I write to you with questions based on the document at https://indue.com.au/wp-content/uploads/Conditions-of-Use.pdf Why do you not pay interest on the funds kept on Indue cards? How was the list of restrictions you impose on card holders drawn up?

These restrictions include:

* refusal to pay interest on savings;

* preventing joint banking;

* refusing the ability to pay down other credit cards;

* refusing the ability to set up direct debits;

* refusing chargeback rights provided with normal bank card purchases;

* construction of merchant whitelist/exclusion list.

Who were the stakeholders in the decision making process to create the above list of punishments and where is the documentation to provide accountability to the public about how this list was developed?

Can you please list the datasets that you share with other organisations and the organisations that you share this data with?

Why do you collect information about taxi rides taken by people using your debit card? What information do you collect about journeys taken by card holders?

Why are Indue account holders required to provide you with ‘external account information’?

Is it the case that you supply card holder transaction history with the Commonwealth Government? (p64)
What is the name of the ‘overseas service provider’ that you share card holder information with? (p65) What data does the Indue DCT App collect? (p71)

thank you for your time Rosie Williams BA (Sociology) whistleblower.network

Here is their reply. I have coloured text in red where I have concerns.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Dear Ms Williams
Thank you for your questions regarding the Cashless Debit Cards issued by Indue in connection with the Commonwealth Government’s Cashless Debit Card Trial.
Account Restrictions and Interest on Funds
The restrictions associated with the Cashless Debit Cards and Accounts including the decision to offer fee-free accounts and not to pay interest on the funds in accounts were decisions of the Commonwealth.  Any questions related to the decision making process surrounding the Cashless Debit Card Trial should be directed to the Department of Social Services at debitcardtrial@dss.gov.au.
Although the Department of Social Services is best placed to answer your questions regarding the restrictions, we take this opportunity to clarify the following with respect to the restrictions noted in your correspondence:
*  chargeback rights that exist for Visa debit cards issued by other financial institutions also apply to the Cashless Debit Cards.  Indue encourages anyone who believes that an  
    incorrect or unauthorised transaction has occurred through the use of their Cashless Debit Card to contact Indue’s Customer Service Centre on 1800 710 265;
*  cardholders are able to enter into direct debit arrangements with third parties by using their Visa Card number but not their BSB and Account Number; and
*  cardholders are able to transfer at least $200 per 28 days from their Cashless Debit Card account to a third party account which may be used to pay down any credit card debt.  If
   cardholders believe that the restrictions in place are causing them financial hardship by preventing them from paying off credit card debt, then Indue recommends they contact the Department of Social Services on 1800 252 604.
Privacy
Indue only collects and discloses information for the purpose of providing services to cardholders and providing information to the Commonwealth for the purposes of the Cashless Debit Card Trial.  The information that Indue shares in the course of providing the services includes details such as a cardholder’s name, date of birth and address as well as transactional information, including the amount of a transaction, where a transaction was undertaken and who the payment was made to or received from.  It is essential to provide these details to payment scheme providers so that transactions can be made. In addition to the Commonwealth, in the course of providing the services to cardholders Indue may provide information to:
*  service providers who Indue operate the accounts (such as the card manufacturer and Indue’s payment switch);
*  payment scheme providers (such as Visa, BPAY and APCA);
*  regulatory bodies, government agencies, law enforcement bodies and courts;
*  other participants in the financial systems (such as other financial institutions for the purpose of resolving disputes, errors or issues in relation to Accounts); and
*  other parties as is authorised or required by law.              
Information regarding taxi journeys may be collected to ensure merchants cannot circumvent welfare restrictions. 
External account information
There is no obligation on Indue account holders to provide Indue with their external account information.  In certain circumstances Indue may request this information from account holders or the Commonwealth so that Indue can facilitate a transfer from an Indue account to a cardholder’s external account.  For example, to return any residual funds to a Cashless Debit Card account holder upon the closure of their account.
Provision of transaction history to the Commonwealth
As set out in the Conditions of Use for the Cashless Debit Card (available on our website at www.indue.com.au/dct/cou), Indue shares information collected about cardholders with the Commonwealth.  This information may include the cardholder’s address, date of birth, contact details, transaction history and communications a cardholder has had with Indue about their account. This is necessary for the Commonwealth to operate aspects of the trial.
Indue DCT Application
Once the Indue DCT Application has been installed on a device and a card holder has logged into their account, Indue will collect device identification details including DeviceId, DeviceName, DeviceModel, DevicePlatform and DeviceVersion. These device details allow Indue to identify the type of device used by a card holder. These details are necessary for the Application to allow in-application notifications to card holders. 
Yours sincerely,
customer service centre
PO Box 523, Toowong QLD 4066
phone 1800 710 265
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

You're not on Facebook? Why not?!


One of the many reasons some people are closing their Facebook accounts and walking away – excessive, obsessive data collection and the uses to which it is put.

News.com.au, 1 May 2017:

FACEBOOK has come under fire over revelations it is targeting potentially vulnerable youths who “need a confidence boost” to facilitate predatory advertising practices.

The allegation was revealed this morning by The Australian which obtained internal documents from the social media giant which reportedly show how Facebook can exploit the moods and insecurities of teenagers using the platform for the potential benefit of advertisers.

The confidential document dated this year detailed how by monitoring posts, comments and interactions on the site, Facebook can figure out when people as young as 14 feel “defeated”, “overwhelmed”, “stressed”, “anxious”, “nervous”, “stupid”, “silly”, “useless”, and a “failure”.

Such information gathered through a system dubbed sentiment analysis could be used by advertisers to target young Facebook users when they are potentially more vulnerable.

While Google is the king of the online advertising world, Facebook is the other major player which dominates the industry worth about $80 billion last year.

But Facebook is not one to rest on its laurels. The leaked document shows it has been honing the covert tools its uses to gain useful psychological insights on young Australian and New Zealanders in high school and tertiary education.

The social media services we use can derive immense insight and personal information about us and our moods from the way we use them, and arguably none is more fastidious in that regard than Facebook which harvests immense data on its users.

The secret document was put together by two Australian Facebook execs and includes information about when young people are likely to feel excited, reflective, as well as other emotions related to overcoming fears.

The Guardian, 3 May 2017:

For two years I was charged with turning Facebook data into money, by any legal means. If you browse the internet or buy items in physical stores, and then see ads related to those purchases on Facebook, blame me. I helped create the first versions of that, way back in 2012.

The ethics of Facebook’s micro-targeted advertising was thrust into the spotlight this week by a report out of Australia. The article, based on a leaked presentation, said that Facebook was able to identify teenagers at their most vulnerable, including when they feel “insecure”, “worthless”, “defeated” and “stressed”.

Facebook claimed the report was misleading, assuring the public that the company does not “offer tools to target people based on their emotional state”. If the intention of Facebook’s public relations spin is to give the impression that such targeting is not even possible on their platform, I’m here to tell you I believe they’re lying through their teeth.

Just as Mark Zuckerberg was being disingenuous (to put it mildly) when, in the wake of Donald Trump’s unexpected victory, he expressed doubt that Facebook could have flipped the presidential election.

Facebook deploys a political advertising sales team, specialized by political party, and charged with convincing deep-pocketed politicians that they do have the kind of influence needed to alter the outcome of elections. 

I was at Facebook in 2012, during the previous presidential race. The fact that Facebook could easily throw the election by selectively showing a Get Out the Vote reminder in certain counties of a swing state, for example, was a running joke.

Express online, 6 January 2017:

FACEBOOK siphons an enormous amount of data from its users – whether it's monitoring your mouse movements, tracking the amount of time you spend on any given post, or the subject of your photographs……

The US social network is constantly tracking information about its users – however, most users will not be aware of just how much data it can siphon from a single photograph.

Facebook hints at how much data it is able to detect when it suggests people who might be in the photograph, prompting you to tag their faces.

But in reality, the California-based social network is tracking much more than just faces.

When you upload a photo on Facebook, the social network scans the image and detects how many people are in the photograph, and whether it was taken indoors or outside.

Facebook is also able to identify humans, animals and inanimate objects.

It is not always accurate, but the social network is able to differentiate between people who are standing, or sitting down.

To find out exactly what Facebook is reading into your photos, software developer Adam Geitgey has created a useful Chrome browser extension that reveals the data Facebook is collecting from your images.

Show Facebook Computer Vision Tags reveals data that Facebook usually keeps hidden from its users.

The free Google Chrome extension can be downloaded from the Chrome extension store.

Facebook has implemented object recognition technology since April 2016, a spokesperson for the company told Metro.co.uk.

The Verge, 27 May 2016:

Facebook will now display ads to web users who are not members of its social network, the company announced Thursday, in a bid to significantly expand its online ad network. As The Wall Street Journal reports, Facebook will use cookies, "like" buttons, and other plug-ins embedded on third-party sites to track members and non-members alike. The company says it will be able to better target non-Facebook users and serve relevant ads to them…

Some of the data Facebook collects to facilitate ad placements, according to The Washington Post on  19 August 2016:

1. Location
2. Age
3. Generation
4. Gender
5. Language
6. Education level
7. Field of study
8. School
9. Ethnic affinity
10. Income and net worth
11. Home ownership and type
12. Home value
13. Property size
14. Square footage of home
15. Year home was built
16. Household composition

As explained on that shiny new portal, Facebook keeps ads “useful and relevant” in four distinct ways. It tracks your on-site activity, such as the pages you like and the ads you click, and your device and location settings, such as the brand of phone you use and your type of Internet connection. Most users recognize these things impact ad targeting: Facebook has repeatedly said as much. But slightly more surprising is the extent of Facebook’s web-tracking efforts and its collaborations with major data brokers.

While you’re logged onto Facebook, for instance, the network can see virtually every other website you visit. Even when you’re logged off, Facebook knows much of your browsing: It’s alerted every time you load a page with a “Like” or “share” button, or an advertisement sourced from its Atlas network. Facebook also provides publishers with a piece of code, called Facebook Pixel, that they (and by extension, Facebook) can use to log their Facebook-using visitors.

While you’re logged onto Facebook, for instance, the network can see virtually every other website you visit. Even when you’re logged off, Facebook knows much of your browsing: It’s alerted every time you load a page with a “Like” or “share” button, or an advertisement sourced from its Atlas network. Facebook also provides publishers with a piece of code, called Facebook Pixel, that they (and by extension, Facebook) can use to log their Facebook-using visitors.

17. Users who have an anniversary within 30 days
18. Users who are away from family or hometown
19. Users who are friends with someone who has an anniversary, is newly married or engaged, recently moved, or has an upcoming birthday
20. Users in long-distance relationships
21. Users in new relationships
22. Users who have new jobs
23. Users who are newly engaged
24. Users who are newly married
25. Users who have recently moved
26. Users who have birthdays soon
27. Parents
28. Expectant parents
29. Mothers, divided by “type” (soccer, trendy, etc.)
30. Users who are likely to engage in politics
31. Conservatives and liberals
32. Relationship status

On top of that, Facebook offers marketers the option to target ads according to data compiled by firms like Experian, Acxiom and Epsilon, which have historically fueled mailing lists and other sorts of offline efforts. These firms build their profiles over a period of years, gathering data from government and public records, consumer contests, warranties and surveys, and private commercial sources — like loyalty card purchase histories or magazine subscription lists. Whatever they gather from those searches can also be fed into a model to draw further conclusions, like whether you’re likely to be an investor or buy organic for your kids.

Wired, 28 December 2012:

In 2010, while researching his thesis, he asked Facebook if it could send him all of the user data the company had relating to his own account. Amazingly, he got a response.

Facebook was, in Schrems' words, "dumb enough" to send him all his data in a 1,200-page PDF. It showed that Facebook kept records of every person who had ever poked him, all the IP addresses of machines he had used to access the site (as well as which other Facebook users had logged in on that machine), a full history of messages and chats and even his "last location", which appeared to use a combination of check-ins, data gathered from apps, IP addresses and geo-tagged uploads to work out where he was.

As Schrems went through the document, he found items he thought he had deleted, such as messages, status updates and wall posts. He also found personal information he says he never supplied, including email addresses that had been culled from his friends' address books. European law is worded vaguely, but says that personal data must be processed "fairly"; people should be given comprehensive information on how it will be used; the data processed should not be "excessive" in relation to the purpose for which it was collected; it should be held securely and deleted when no longer needed. And each person should have the right to access all of their personal data.

Thursday, 11 May 2017

If Turnbull, Morrison and Cormann were expecting high praise for Budget 2017 from ordinary folk they are bound to be disappointed


With perhaps the exception of those big banks, the business community does not appear too unhappy with the Turnbull Government’s latest budget provisions, however letters sections in newspapers yesterday tell a different story when it comes to the average voter……

Surplus? Tell 'em they're dreaming

Based on nine years of irrefutable data, one can confidently make the following predictions after seeing Scott Morrison's budget.
There will be no surplus in 2020/21 or thereafter, and debt will just keep growing. Treasury has yet again overestimated government revenue, underestimated expenditure, continuing a remarkably long run of consistently getting it wrong.
The tragedy is that they, and their political masters, don't seem to learn anything, persisting with flawed models, theories and policies, that promise much but deliver the opposite.
Wayne Swan set the standard with his promise that deficits would end in 2012/13. Scott Morrison has just raised the bar.

Mark Engelbrecht Floreat, WA 

The Sydney Morning Herald, 10 May 2017, p.18:

PM's talk of fairness fails global shame test
The Prime Minister speaks of "fairness, opportunity and security" but the Australian government is continuing its selective vision of entitlement. It is not just that cutting aid adds to the push factors for refugees, it is the maintenance of a philosophy that the haves will grasp ever more tightly to protect their lifestyle at the expense of those who have nothing. The failure of successive Australian governments to meet their millennium goal commitments is yet another in the list of shameful failures by our nation to act as a responsible global citizen.
Philip Cooney Wentworth Falls
Liberals will always be cheaper: Looks like this might be the only believable claim from ScoMo and Turnbull, cheap, not cheerful and false economy. Are all options really on the table? Must health, education, pensions, welfare, housing affordability really be sacrificed, to prioritise keeping the pedlars of spies, submarines and jet fighters in the style to which they're accustomed? Their plans, values and fundamental morality sure is cheap.
Bernie McComb Phillip Island (Vic)

The Daily Telegraph, 10 May 2017, p.20:

Pay off all debt and be frugal
The federal Budget has been presented and everyone is asking, "What's in it for me?" The invisible elephant in the room is asking, "Where is the money coming from?" We are already on the road to owing half a trillion dollars, paying more than a billion dollars a month in interest alone. We are going to lumber our children with the sins of today and turn this great country into a third world nation, just so our current crop of politicians can appease as many voters as they need to stay in power. While there are a great many of wonderful ideas that need funding, can we afford them now? It is time we reined in expenditure, cut back on bloated bureaucracy and consultants, and tell politicians they need to live more frugally. The Titanic, too, was doing quite well until it shook hands with the iceberg.
Jim Stamell, Sylvania
Be fair towards the less privileged in society
Scott Morrison wants to bash the unemployed (again) while striving to achieve "fairness" in the Budget ("No licence to skive", 9/5).
Instead of finding more cruel and unusual ways to punish the unemployed, why doesn't he show true fairness and increase the Newstart Allowance from its current $35 a day -- a rate that hasn't changed since 1990 -- to a rate where a human being in Sydney can actually use it to survive rather than be way under the poverty line? All stick and no carrot is absolutely not fair.
Alex, Woy Woy

The Twitterverse is also less than enthusiastic……

Memo To All Those Climate Science Conspiracy Theorists Out There: so you think all is well with the natural world, do you?


“On Feb. 13, the combined Arctic and Antarctic sea ice numbers were at their lowest point since satellites began to continuously measure sea ice in 1979.” [National Aeronautics and Space Administration (NASA), 23 March 2017]

National Aeronautics and Space Administration (NASA), 10 November 2016, 
Rift in the Antarctic Peninsula's Larsen C ice shelf
                        
News.com.au, 2 May 2017:

Scientists monitoring a rift in an Antarctic ice shelf where an iceberg a quarter the size of Wales is poised to break off say the huge crack in the ice has spread.

Late last year a rift in the Larsen C Ice Shelf grew suddenly by around 18km, leaving a vast iceberg more than 5,000 square kilometres "hanging by a thread".

Just 20km of ice connects the iceberg to the rest of the ice shelf, according to researchers from the Swansea University-led Midas project, which has been studying the stability of the Larsen C Ice Shelf for three years.

The main rift continued to grow early this year and is currently 180km long.

Now satellite data has revealed a second branch of the rift, some 15km long, which is moving towards the edge of the ice.

When the ice breaks off it is likely to lead to one of the biggest icebergs ever recorded.

Professor Adrian Luckman, of Swansea University College of Science and head of Project Midas, said: "While the previous rift tip has not advanced, a new branch of the rift has been initiated.

"This is approximately 10km behind the previous tip, heading towards the ice-front."

He said it was the first significant change to the rift since February, but added: "Although the rift length has been static for several months, it has been steadily widening, at rates in excess of a metre per day."

And he said: "When it calves, the Larsen C Ice Shelf will lose more than 10 per cent of its area to leave the ice front at its most retreated position ever recorded; this event will fundamentally change the landscape of the Antarctic Peninsula."

The researchers warned the ice shelf will be less stable after the iceberg calves, and could follow the example of its neighbouring ice shelf Larsen B, which disintegrated in 2002 after a similar event.