Showing posts with label storms. Show all posts
Showing posts with label storms. Show all posts

Wednesday, 9 August 2023

Federal parliamentary inquiry into insurer response to the 2022 floods & other matters gets the go ahead on 7 August 2023


Hon Stephen Jones MP, Assistant Treasurer and Minister for Financial Services, media release, 3 August 2023:


Insurance claims handling under the microscope in parliamentary inquiry into insurer responses to the 2022 floods


Today, the Assistant Treasurer will give notice to the House of Representatives tabling a motion to establish a Parliamentary Inquiry into insurer responses to the 2022 floods. The motion will be presented to the house on the next day of sitting, Monday 7 August.


The inquiry will take a whole of economy view of the ongoing challenges faced by intense and frequent flood events.


It is consumer focussed - investigating land use planning, affordability of coverage, supply chain issues, labour shortages, claims handling, and dispute resolution processes.


The February-March 2022 floods in South‑East Queensland and NSW are the costliest natural disaster for insurance costs, totalling around $5.87 billion, in Australian history.


The Assistant Treasurer has visited the communities impacted by floods in Southeast Queensland with Graham Perrett MP and the Northern Rivers with Janelle Saffin MP; and following a visit to flood ravaged towns in Central West NSW last month announced the inquiry alongside Member for Calare, Andrew Gee MP.


Today, the Albanese Government has released the terms of reference.


The committee will hear directly from affected communities, holding public hearings across the country in regions affected by the 2022 floods. A final report will be handed down during the third quarter of 2024.


The Inquiry will inform the Albanese Government’s broader program of work to address insurance access and affordability. This includes up to $1 billion over five years from 2023-24 (up to $200 million per year) to invest in measures that better protect homes and communities from extreme weather through the flagship Disaster Ready Fund.


The Government is taking proactive steps to mitigate disaster risk and build climate resilient communities. Currently, 97% of disaster funding is going toward recovery and only 3% toward risk mitigation. We want to flip that on its head.


The terms of reference for the inquiry are below.


The Standing Committee on Economics for inquiry and report by quarter 3, 2024:


1. response of insurers to the claims resulting from major 2022 floods, including:

(i) south-east Queensland and northern New South Wales (NSW) floods of February and March 2022;

(ii) Hunter and greater Sydney floods of July 2022;

(iii)Victorian, NSW and Tasmanian floods of October 2022; and

(iv) central west NSW floods of November and December 2022;


2. the inquiry shall have regard to the following matters in respect of the aforementioned floods

(i) the experiences of policyholders before, during and after making claims;

(ii) the different types of insurance contracts offered by insurers and held by policy holders;

(iii) timeframes for resolving claims;

(iv) obstacles to resolving claims, including factors internal to insurers and external, such as access to disaster hit regions, temporary accommodation, labour market conditions and supply chains;

(v) insurer communication with policyholders;

(vi) accessibility and affordability of hydrology reports and assessments to policy holders;

(vii) affordability of insurance coverage to policy holders;

(viii) claimants’ and insurers’ experience of internal dispute resolution processes; and

(ix) the impact of land use planning decisions and disaster mitigation efforts on the availability and affordability of insurance.


3. the inquiry shall also have regard to insurer preparedness for future flood events


4. the inquiry will take into consideration findings from other reports such as Deloitte’s external review of insurers’ responses to the 2022 floods, and ASICs Claims Handling review. 


The House of Representatives agreed to the creation of this inquiry on the afternoon of Monday 7 August 2023.


Wednesday, 1 March 2023

Legal advice to Clarence Valley Council states the way is open to walk back inappropriate planned but as yet unrealised urban development on Yamba flood plain

 

On 6 December 2022 Local Government Legal sent Clarence Valley Council a letter in response to a request for advice and clarification concerning the following: 


(i) whether compensation becomes liable when and if the NSW Planning Minister was to rezone vacant lands that have not had DA approval for development on the Yamba floodplain (WYURA ) from R1 General Residential to RU2 Rural landscape and C2 Environmental Conservation zonings at Council’s request, and 


(ii) whether compensation becomes liable if land previously approved for the importation of fill was to be similarly rezoned;


 (iii) whether there are any other legal implications of such an action.

 

It is clear from the wording of advice contained in the letter, that vacant land can be lawfully rezoned so as to change its status from R1 General Residential to RU2 Rural landscape provided proper processes are followed under provisions of the Environmental Planning and Assessment Act 1979.


It is also clear that compensation is not payable to the land owner if such a rezoning is done in good faith and with due reference to the Act.


It would appear that vacant land may also be rezoned C2 Environmental Conservation under the same provisos.


Existing development approvals on the Yamba flood plain are not affected by rezoning of adjacent or adjoining vacant land which does not have a development consent attached.


However, by walking back the current urban residential zoning on the remaining vacant land in what little is left of the northern section of this natural flood storage area, there is a chance that in restricting the number of new dwelling planned for the West Yamba Urban Release Area (WYURA) to the est. 409 dwellings contained in existing development approvals and thereby curbing population growth on the floodplain it will: 


(i) ease the pressure on emergency services during east coast low storms, high rainfall events, floods or bushfires;


(ii) allow Council to both redesign and upgrade the town's stormwater drainage system to minimise the existing negative impacts of changes to overland water flows caused by largescale landfill being created under existing development consents; 


(iii) allow more choice of flood mitigation measures to increase the town's resilience in the face of ongoing climate change; and


(iv) reduce the risk of loss of life during natural disasters. 


Local Government Legal’s advice was on the agenda at Clarence Valley Council's Ordinary Monthly Meeting on 28 February 2023:


ITEM 07.23.004 ADVICE IN RESPONSE TO NOTICE OF MOTION ON REZONING LANDS ON WEST YAMBA FLOODPLAIN with OFFICER RECOMMENDATION That the advice responding to Item 06.22.013 be noted. 


UPDATE


Snapshot of resolution 07.23.004 and text of excerpt from Clarence Valley Council, Minutes of of Ordinary Monthly Meeting, Tuesday 28 February 2023 (Minutes generated 2 March 2023 at 5:12:23PM) at p.11:


Click on image to enlarge






The advice is provided as a confidential attachment (Attachment A) for further consideration.


OFFICER RECOMMENDATION

That the advice responding to Item 06.22.013 be noted.


COUNCIL RESOLUTION - 07.23.004

Clancy/Johnstone

That the advice responding to Item 06.22.013 be noted and a workshop conducted prior to the March Council Meeting. [my yellow highlighting]


Voting recorded as follows

For: Clancy, Day, Johnstone, Novak, Pickering, Smith, Tiley, Toms, Whaites

Against: Nil

CARRIED

UPDATE ENDS



BACKGROUND


Clarence Valley Council Local Environmental Plan 2011 (Current version for 1 December 2022 to date) states:


Zone RU2 Rural Landscape

1 Objectives of zone

To encourage sustainable primary industry production by maintaining and enhancing the natural resource base.

To maintain the rural landscape character of the land.

To provide for a range of compatible land uses, including extensive agriculture.

To provide land for less intensive agricultural production.

To prevent dispersed rural settlement.

To minimise conflict between land uses within the zone and with adjoining zones.

To ensure that development does not unreasonably increase the demand for public services or public facilities.

and

Zone C2 Environmental Conservation

1 Objectives of zone

To protect, manage and restore areas of high ecological, scientific, cultural or aesthetic values.

To prevent development that could destroy, damage or otherwise have an adverse effect on those values.

To protect coastal wetlands and littoral rainforests.

To protect land affected by coastal processes and environmentally sensitive coastal land.

To prevent development that would adversely affect, or be adversely affected by, coastal processes.


North Coast Voices


Friday, 23 December 2022

Is Clarence Valley Council finally beginning to grapple with the need to limit development on the Clarence River floodplain? at https://northcoastvoices.blogspot.com/2022/12/is-clarence-valley-council-finally.html


Friday, 16 September 2022

If the NSW Government and emergency services tell Yamba it rarely floods and its houses are safe from all but extreme flooding, are the town's residents supposed to believe them? at

https://northcoastvoices.blogspot.com/2022/09/if-nsw-government-and-emergency.html


15 August 2022

Yamba Residents Group formed in response to inappropriate overdevelopment of a flood prone small coastal town at https://northcoastvoices.blogspot.com/2022/08/yamba-residents-group-formed-in.html


Tuesday, 22 November 2022

Climate Change State of Play in Australia 2022: it's later than you think


According to a Nature Communications article published on 15 November 2022; The El Niño-Southern Oscillation (ENSO) is the strongest and most consequential year-to-year climate fluctuation on the planet, with significant societal and environmental impacts that are felt worldwide


This is an Australian Bureau of Meteorology (BOM) video explaining how the El Niño-Southern Oscillation Index (ENSO) shapes Australia's weather.



As for current ENSO conditions. BOM states that La Niña retains its strength and continues in the tropical Pacific. Atmospheric and oceanic indicators of the El Niño–Southern Oscillation (ENSO) reflect a mature La Niña, including tropical Pacific sea surface temperatures, the Southern Oscillation Index (SOI), and tropical cloud patterns.


Its forecast for La Niña is that by December 2022 it will have weakened as ENSO begins a return to its neutral position. However, as the Southern Annular Mode (SAM) is positive and likely to continue to be positive into December, this increases the chance of above average rainfall for parts of eastern New South Wales, eastern Victoria, and south-eastern Queensland, and increases the chance of below average rainfall for western Tasmania. 


Climatologists have known for some time that the ENSO has developed greater strength since the 1950s in comparison to past centuries, supporting an emerging increase in ENSO variability under greenhouse warming.


New research is disclosing why it is that to our layman's eyes this system may become more erratic and harder to predict in its response to climate change-induced ocean warming that continues unabated.  


This research has found the influence of climate change on El Niño and La Niña events, in the form of ocean surface temperature changes in the eastern Pacific, will be detectable by 2030. This is four decades earlier than previously thought


What this indicates for Australia is more droughts, more floods and more intense cyclones over a wider area. 


That in all probability, all three tiers of government - and communities both large and small across the country -  have less than eight years to prepare for a worsening of the climatic extremes we have already begun to experience since the start of the new millennium.


Friday, 9 September 2022

So Premier Perrottet, it's perfectly acceptable to drown a small coastal town in the name of of so-called progress?


This is a story about a small coastal town in New South Wales that is in the second stage of drowning.

It realised it was caught in a strong tide decades ago, started to tread water while looking about to see how far it was to the safety of a solid 'in good faith' urban planning riverbank, found it was in trouble and raised a hand high in the air hoping someone would notice its growing distress.

All that happened was that that successive federal, state and local governments waved at it from the shore and turned away to continue their discussions with property speculators and developers.

 

Click on images to enlarge











For decades this town has been told by federal and state governments that it needed to expand to grow their respective economies. Local government has said it needs to contribute to the local economy (and by implication grow Council's rate base) as well as the regional economy. 

Time and again developers have told the town that clear felling more and more land, as well as draining the marshes, natural flood ways and flood storage land then covering these areas with landfill, will benefit local communities by increasing the supply of housing in the town - that they are in fact 'good neighbours' to have in the community. If the community pushed back these same developers more often than not quickly fell back on their 'rights' as owners of portions of the hundreds of hectares in question and, not infrequently pointed to barely activated development consents they had hoarded as nest eggs until a more favourable political or economic climate developed.

And because all three tiers of government frequently talk in terms of legal ownership of land and its cash value as rateable land, regardless of its aesthetic, environmental, cultural and social value to the community, towns like Yamba at the mouth of the Clarence River often get sucked into responding in terms of the degree to which overdevelopment within long established urban precincts impacts on property ie., loss, damage and/or reduced amenity. 

It's understandable. Like many other coastal towns, a good many Yamba residents are home and/or business property owners themselves.

However, this conversation needs to be firmly turned away from an almost bloodless actuarial view of potential property losses and a new thread has to enter the argument - risk to the life, health and wellbeing of the town population on a individual and collective level.

Because is not just property or lifestyle that will be affected as the climate change risks increase.  

Therefore, all three tiers of government as well as property developers and those contracted to assist the progress of their development applications, need to be forced to face the potential for loss of life, injury and chronic illness if they proceed with political agendas and commercial aspirations on a 'business as usual basis'. 

Yamba, along with the entire east coast of Australia, is facing a rising level of risk because: 

Australia's climate is now on average 1.44°C(± 0.24°C) hotter than it was in 1910 with 1.0°C of this rise occurring since 1960; 

the surface waters of the ocean which forms the eastern border of the town are becoming warmer; 

the East Australia Current has increased in speed moving further down the NSW coast; 

wave patterns have changed and waves breaking on local beaches and estuary soft shorelines are more erosive;

sea-level rise has commenced;

season of the year patterns are changing

adverse weather events are becoming a fact of life;

and Yamba can no longer boast that it has one of the best climate systems in the world. 

Floods now move through the Lower Clarence River estuary on average once every three years with some intervals between floods being much shorter than that and, out of control bushfires driven by high winds have proven that the town is not immune to the threat of fire. East-Coast Lows batter the town during adverse weather events.

During such events - especially flood events - Yamba can be cut off from the wider Clarence Valley for days to weeks and experience disruptions to its food and medicine supply chains.

To date there is not one piece of state legislation, regulation or instrument which guarantees that ALL these risks are taken into consideration whenever a development application is lodged and progressed to the point of denial or consent.

Every battle against inappropriate development in coastal towns like Yamba has to be fought on a case by case basis and, again like Yamba, fought in towns whose topographies are being reshaped time and time again with no overarching understanding on the part of decisionmakers of potential consequences of their actions. 

When Yamba asks local government about safety in times of natural disaster it holds aloft a leaflet with a cry of "Nothing to worry about!" or words to that effect. Then tells residents that they should either 'self evacuate' (leave town ahead of its one road to the outside world being cut), 'shelter in place' (stay at home), go to stay with unspecified family or friends on the only high ground in the town - Pilot Hill with its mix of approx. 200 private and holiday rental dwellings clustered either side of three streets. Alternatively residents are told they could make their way to the ‘evacuation centre’, a low-lying local bowling club where an unspecified person/s will record their details but seemingly do little else.


So knowing that Yamba is vulnerable to almost the full suite of climate change risks - risks being exacerbated right now by inappropriate large scale development consents - who in this small town surrounded on all sides by bodies of water might be the most vulnerable?

How does Yamba bring this range of personal vulnerability to the notice of those overly complacent federal, state and local government decision makers?


A Brief Outline of Demographic Characteristics Which Potentially Indicate Vulnerable Persons within the town boundaries of Yamba, NSW, during an Adverse Weather Event caused by Bushfire or Riverine Flooding which may be intensified by Ocean Storm Surge or Stormwater Inundation.


Based on data collected by Australian Bureau of Statistics on CENSUS NIGHT, 10 August 2021, spatial information from id.com.au and Yamba Floodplain Risk Management Study 2008.


Yamba township is approx. 16.92 sq. kilometres in area with a current population density of 376.9 persons per sq. kilometre.


At all times there is one road acting as access and egress for the Yamba resident population and it is a designated evacuation route in times of bushfire or flood. This road along its length is at its lowest point 1.4mAHD and highest point 2mAHD. Note: Australian Height Datum (AHD) expressed as mAHD indicates height in metres above mean sea level. 


There are recognised difficulties to safe evacuation in and from Yamba in times of Lower Clarence River flooding:


These are likely to be high on account of:

the distance to high ground,

Yamba Road will be cut early making access difficult,

the roads will quickly be inundated by up to 1 m depth or

greater,

the emergency services (SES, Police) will be “stretched”

answering calls throughout the area.”

[Webb, McKeown & Associates, October 2008]


Three significant flood ways taking water from the southern sections of the town to the Clarence River are now either partially built upon, impeded by poorly designed infrastructure or in the process of being blocked by hectares of new land fill.


There are within Yamba:

  • est. 2,747 occupied residential dwellings housing 6,405 men, women & children;

  • est. 875 lone person households in Yamba & another 1,191 two-person family households;

  • est. 273 lone parent households;

  • at least 136 residential dwellings with no car;

  • est. 625 households without an internet connection at the dwelling. Note: Based on 2016 Census data as this question was not asked in Census 2021.

  • est. 758 private dwellings being rented, excluding holiday rentals;

  • est. 49 social housing properties being rented – 17 freestanding houses, 32 townhouses/duplex units;


  • On the basis of vulnerable age groupings:

(i) 830 children aged between 0-14 years of age

(ii) 2,414 adults aged between 65-100+ years of age;


  • On the basis of self-reported chronic health conditions:

2,482 persons with between 1 and 3 or more chronic conditions, including

(i) est. 71 children between 0-14 years of age with one or two health conditions

(ii) est. 200 adults aged between 65-85+ years of age with between one and three or more chronic health conditions:

Note: the range of long-term health conditions include but are not restricted to arthritis, asthma, cancer, dementia, diabetes, heart disease, kidney disease, lung conditions, stroke and mental health.


  • On basis of possible inability to finance their own self-evacuation:

402 households with weekly family incomes of $0-$499 dollars, including

(i) est. 105 family households

(ii) est. 302 lone person & group households;


  • the est. 300-1,000+ visitors staying in the town's hotel, motels, caravan parks, holiday rental accommodation who may be unfamiliar with the topography or road network in Yamba if/when required to seek safe shelter.


A word Premier Perrottet.....

Mr. Perrott, when heavy rainfall and major to extreme flooding events occurred earlier this year in the Northern Rivers region from Clarence Valley to the Qld-NSW border, members of your government - including yourself - called much of what happened "an unprecedented event, an unprecedented situation"

But that is not really an accurate description is it?


It was a predictable event and a predicted situation.


Time and time again the United Nations has warned Australia that it was going to be the first continent to face the full force of climate change impacts. Successive NSW state governments have been aware of the rising level of risk since the 1990s.

You have been a member of the NSW Division of the Liberal Party since 2002, a member of the NSW Parliament and a member of the NSW Coalition Government since March 2011 and, a minister in that government since April 2014. You were NSW Treasurer for 4 years, 8 months, 6 days and went on to be state premier these last eleven months.

I have never heard anyone suggest that you were someone of limited intelligence. So there is no way you had not noted the increased risk of coastal erosion, bushfire and flood along the 1,973km long and 100km wide NSW mainland coastal zone, particularly in the last two decades. 

However, like many in positions of power before you Mr. Perrottet, you have ignored the situation and refused to face the issue of what that meant in terms of physical protection of the population. Or confronted the need to instigate reforms to land use as well as to planning legislation, regulations and instruments, in order to better reflect the circumstances of a society living in a changing climate.

As premier your electorate is the entire state. It's long past time you started to genuinely represent all those most vulnerable to climate change induced fire, storm and flood in that very large electorate - not just the NSW Liberal Party, foreign investors, big business, land speculators, property developers, political donors and your deeply suspect coalition partner, the NSW Nationals.


BRIEF BACKGROUND 

A handful of not so fun facts for Yamba residents  


Matters that state government, local government and regional planning panels should consider (but more often barely notice in passing) before granting consent for large scale residential developments along the NSW coastal zone.


Take Yamba for instance, bounded by the Clarence River estuary and Pacific Ocean...


Probable Maximum Flood (PMF). The largest flood that could conceivably be expected to occur at a particular location, usually estimated from probable maximum precipitation. The PMF defines the maximum extent of flood prone land, that is, the floodplain.

[NEW SOUTH WALES STATE FLOOD PLAN GLOSSARY February 2018]


Evacuation

1. Reliable access for pedestrians or vehicles required during a 100 year flood to a publicly accessible location above the PMF”

[RESIDENTIAL ZONES DEVELOPMENT CONTROL PLANeffective from 23 Dec 2011 , FLOODPLAIN MANAGEMENT CONTROLS, LOWER CLARENCE RIVER FLOODPLAIN, YAMBA FLOODPLAIN & OTHER FLOODPLAINS]......


Approach to Yamba Bowling Club for most of Yamba population will be blocked by 1-in-100yr Flood at 2.09-2.2m & Extreme Flood at 3.56-3.68m. [https://maps.clarence.nsw.gov.au/intramaps97/]


In both flood types Yamba will be isolated from the wider Clarence Valley by floodwaters for a matter of days or weeks....

Sunday, 5 December 2021

Australian Prime Minister Scott Morrison is back trying to pretend the politically inconvenient fact of climate change is not occurring in the leadup to the 2022 federal election


Australian Bureau of Meteorology



On 5 November 2021 Australian Prime Minister & Liberal MP for Cook (NSW) Scott Morrison issued a lengthy media statement which ended with these three lines:


High Risk Weather Events

National Cabinet received a briefing from Emergency Management Australia on the 2021-22 High Risk Weather Season, and noted that a La Niña watch has been issued in 2021.”


NOTE: Emergency Management Australia falls within the Dept. of Home Affairs. It organises the National Catastrophic Natural Disaster Plan (NATCATDISPLAN) last updated in 2017, republished in 2020.


To be honest I did not think why those three lines had been tacked on at the end of a statement which covered Vaccination and Booster Plans, Ensuring COVID-19 Outbreak Readiness for Indigenous Communities, National Plan to Transition Australia’s COVID-19 Response, Living with COVID-19 - Revised Test, Trace, Isolate and Quarantine (TTIQ) and Public Health and Social Measures (PHSMs), Living with COVID-19 - Health System Capacity, Borders and International Travel, along with this live link Doherty Institute COVID-19 modelling: 2nd tranche [PDF 651 KB].


At most all I thought was ‘Oh yes, the La Niña ALERT. North Coast Voices covered that in October and November posts'.


What I didn’t know and the Prime Minister did, was that the Australian Bureau of Meteorology had put together a rather more pointed weather outlook and forecast in power point form, which brought together the dry technical language on its website & its YouTube videos in a way that clearly showed where climate change had landed us all in 2021-22.


It must have been as obvious to the Prime Minister, as it was to me once I sighted segments of that presentation, that this was not information that a notorious climate change trivialising federal government would want to highlight going into an election year. However, as a slippery, slithering game player who is always looking for plausible deniability, those three brief lines would allow Morrison to say 'but I told Australia about it!' if a journalist thought to ask.


Here are a selection of slides from that presentation courtesy of Senator Rex Patrick’s Twitter account:






Click on images to enlarge.



The Guardian, 4 December 2021:


Tropical cyclones and flooding are set to pummel Australia over summer, national cabinet documents reveal.


The Bureau of Meteorology briefed the meeting of premiers, chief ministers and the prime minister on 5 November about the high-risk weather facing the nation until April.


National cabinet documents are usually kept secret, but South Australian senator Rex Patrick obtained these under freedom-of-information laws.


Last week Patrick, the Labor leader, Anthony Albanese, and One Nation’s Malcolm Roberts all launched attacks on the prime minister’s department for its secrecy. There is a broader legal question about whether national cabinet is entitled to the cabinet-in-confidence protection, with critics saying that merely calling it a cabinet does not actually make it one.


The bureau director general, Joe Buffone, presented Emergency Management Australia’s 2021-22 High Risk Weather Season briefing.


The PowerPoint presentation shows there are increased chances of widespread flooding, coastal flooding and erosion, tropical cyclones and marine heatwaves, compared with average summers and early autumns.


There is a lower chance of drought and dust.


The overall risk of severe storms is on par with other years, while parts of Queensland and NSW have an increased risk of bushfire, and there is a higher chance of heatwaves than usual.


Warm waters mean slightly above average tropical cyclone numbers – the average is 11 per season.


La Niña means the weather is likely to be cooler, wetter and stormier. Areas that had above-average rainfall during spring, and therefore more grass, could lead to a heightened grassfire risk, while parts of the east coast will have a lower risk – because the 2019-20 fires reduced fuel loads.


The bureau’s presentation was prepared with publicly available information.


Patrick said the prime minister, Scott Morrison, should have released the documents when he released a media statement about the national cabinet meeting. That statement focused almost entirely on Covid, with a single line about the briefing.


That line prompted Patrick to make the FOI request to the Department of Home Affairs…….


And so it starts.


NSW and Victoria floods: rivers break banks as rain and wind lash Australia’s eastern states, The Guardian, 13 November 2021.


NSW flood damage bill expected to exceed $1b as November rain submerges crops, ABC News, 1 December 2021.


Man dies in Queensland floodwaters as heavy rainfall causes Inglewood to be evacuated, cars swept off road in state's south, ABC News, 1 December 2021.


BOM issues flood warning for Chinchilla on the Western Downs, as parts of southern Queensland begin clean-up, ABC News, 3 December 2021.